Dump Truck Insurance

Dump Truck Insurance

Dump Truck Insurance is a kind of insurance that protects trucking companies that haul dirt, sand, gravel, rock, asphalt, and other loose materials used in construction and  road work.  Dump trucks are heavy-duty commercial vehicles, and because they are so big and can haul a lot of natural resources, they are hard to insure for businesses that use them. Gross vehicle weight for large dump trucks such as Peterbilt, Freightliner, Mack or Sterling exceeds 55,000 pounds. Tractors hauling dump trailers may have a gross vehicle weight up to 80,000 pounds.


Coast Transport Insurance Service Dump Truck Insurance program is designed with the following vehicles in mind: standard tandem dump trucks, tractors towing a dump body trailer, transfer dump trucks, end dumps, side dumps, 6 or 10-wheelers, super dump trucks, and any other commercial vehicle with a bed that tilts backwards or to the side to dump loose material.  

Here is a list of common coverages for dump truck insurance programs.  Auto liability, physical damage, workers’ compensation, and general liability insurance are essential components of a complete dump truck insurance policy. Cargo insurance is seldom needed owing to the low value of the items being transported. Another factor to consider is rental reimbursement with downtime, which pays for the rental of a replacement dump truck if yours becomes inoperable or is stolen. other commercial vehicles. As a result, it is critical to have sufficient liability and physical damage coverage in the case of any of these occurrences.

We, too, are a small business that understands the importance of putting the consumer first. You will speak with a real truck insurance representative and get honest answers to your inquiries. We recognize that you do not have weeks to wait for a price quote. Therefore, we strive to provide you with a quote within 24 hours, if not the same day you contact us.

Give us a call or click for a free, no-obligation dump truck insurance quote.

Get a personalized dump truck insurance quote

dump truck insurance

Whether you are a private contractor with a single dump truck or a motor carrier with a fleet of dump trucks, it is essential to safeguard your investment with a tailored commercial vehicle insurance coverage. Coast Transport Insurance Service will assist you in determining the appropriate coverage for your dump truck and securing affordable insurance. When you seek a quotation, we will compare prices to guarantee that you have the greatest coverage at the most affordable cost. Obtain insurance for a dump truck over the phone now.

Common dump truck insurance questions

The majority of dump truck companies spend between $4,000 and $14,000 per vehicle per year in insurance. Premiums for dump truck insurance are determined by a variety of criteria, including the number of vehicles covered, the kind of truck, the cargo being transported, the destination of the cargo, the truck drivers' expertise and driving records, and, in certain cases, credit history and years in company. In general, if a trucking firm has been in operation for two years or more, has a solid loss history, high safety ratings, and experienced drivers, they will get the most competitive insurance premium. On the other hand, if your trucking business is young, has losses, or employs inexperienced drivers, you will pay a higher rate.

Dump truck insurance falls under the category of commercial auto insurance. To be deemed lawful, most jurisdictions need a minimum auto liability coverage of $750,000.


Every dump truck insurance policy should begin with auto liability coverage, which covers physical injury and property damage in the case of a truck accident. Physical damage to your dump truck caused by you or other risks such as fire, theft, and other threats may also be covered under your policy's physical damage coverage. Additional coverages such as medical payments, motor truck cargo, truckers general liability coverage, and downtime coverage, to mention a few, may be offered.

Dump truck insurance may be costly due to the potential damage a typical dump truck can do. Consider this: the typical automobile weighs between 2,000 and 4,000 pounds, but a commercial vehicle, such as a dump truck, may weigh up to 40,000 pounds. If you're still not persuaded, try stepping in front of a charging bull vs a kid on a bike. To summarize, all states require trucking companies to have a minimum auto liability insurance of $750,000 in case the worst possible scenario occurs.

Truck Insurance

Other common trucking operations

We can insure practically every commercial vehicle on the market. The most frequent are listed below. If you don’t find the business class you’re looking for, give us a call.

Truck Insurance

States we can offer dump truck insurance

We can assist you in putting together a low-cost dump truck insurance plan. We write commercial vehicle insurance in the states listed below.

Dump Truck Insurance Quotes

Whether you are a lone entrepreneur with a single dump truck or a motor carrier with a fleet of dump trucks, you must protect your investment with specialist commercial vehicle insurance coverage. Coast Transport Insurance Service will work with you to determine the proper amount of coverage for your dump truck and will insure you at a reasonable price. When you get a quote, we will compare quotes to ensure you get the best coverage at the best price. Call or fill out our online form today.

You found the $500 gift card contest

Thanks for entering the contest!

We will report who the winner is on 03/31/2023.

One entry per email and/or IP address


Scroll to Top