Wisconsin Commercial Truck Insurance

What Is It?

Wisconsin commercial trucking insurance may assist in protecting commercial trucks against a variety of dangers, such as auto liability claims, physical damage claims to cargo claims.

Who's It For?

  • For Hire Dump Trucks
  • Long Haul Truckers
  • Produce Haulers
  • General Freight Haulers
  • Amazon Freight Haulers
  • Intermodal Carriers

 

What Is Offered?

  • Auto Liability Coverage
  • Physical Damage Coverage
  • Unidentified Trailer Coverage
  • Motor Truck Cargo Coverage
  • Truckers General Liability Coverage

 

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Commercial Truck Insurance In Wisconsin

What is Wisconsin Commercial Truck Insurance?

Wisconsin commercial truck insurance is a type of insurance designed specifically to provide coverage for the commercial trucks, tractors, and trailers used in business in the state of Wisconsin. It is designed to provide financial protection in case of an accident, injury, or damage caused to other property or persons by the use of these vehicles. This type of insurance covers a wide range of scenarios and can cover many different types of trucks, depending on the particular company. In some cases, the policy might even include protection from bodily injury, property damage, and other liability, as well as coverage for the loss of any property or items carried by the truck. Additionally, it can also provide protection against mechanical and physical damage to the vehicles and/or property while they are being used.

Who Needs Wisconsin Commercial Truck Insurance?

Wisconsin commercial truck insurance is a requirement for any business or individual transporting freight, products, or other cargo in Wisconsin. Businesses such as trucking companies, couriers, delivery services, long-haul truckers, food vendors, and more all need commercial truck insurance. Commercial truck insurance helps provide protection in case of an accident or a stolen or damaged truck, and can also provide other benefits such as liability and medical coverage. If you are transporting goods in Wisconsin, commercial truck insurance is an essential component of your business plan.

How Much Does Wisconsin Commercial Truck Insurance Cost

The cost of Wisconsin commercial truck insurance varies depending on a variety of factors such as type of coverage needed, driving history, the type and size of vehicle, and the company chosen to provide the insurance. On average, the cost of a basic commercial truck insurance policy in Wisconsin is typically between $500 t0 and $1,500 per month.

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Did You Know?

  • According to the Insurance Information Institute, over 13% of drivers in Wisconsin had no car insurance when surveyed in 2019. Uninsured motorist coverage protects you and your vehicle if you’re in an accident with an uninsured driver.
  • Wisconsin’s Rustic Roads Program (PDF) protects and preserves “scenic, lightly traveled country roads” for drivers to enjoy. Just watch out for flying gravel and rocks. See how Progressive can cover windshield repair or replacement.
  • According to Wisconsin state law, livestock have the right of way on any highway. Keep an eye out for animals crossing the road, especially near farmland. Comprehensive coverage can repair or replace a vehicle damaged in a collision with an animal.

Source: Progressive.com

How Do I Get Wisconsin Commercial Truck Insurance?

If you need Wisconsin commercial truck insurance, the best place to start is by contact Coast Transport Insurance Service. They will be able to provide you with information about what coverage is available in the state, as well as any applicable laws and regulations. Additionally, you can search online for a list of providers who offer commercial truck insurance in Wisconsin. Make sure to read any terms and conditions carefully before selecting an insurer. Once you have a policy in place, make sure to maintain regular maintenance and inspections for your commercial vehicle in order to stay compliant and reduce the likelihood of any accidents.

Factors That Affect Wisconsin Commercial Truck Insurance?

Factors that affect Wisconsin commercial truck insurance include vehicle type and usage, distance traveled, experience and safety record of the driver, geographic location, credit history, and amount of coverage requested. The cost of the insurance will also depend on the type of truck and its value, as well as the age, model, and size of the truck. Additional factors that affect the price of the insurance are the total mileage, how often the truck is used, and any previous claims filed by the trucking company. Finally, the cost of the insurance can also be affected by the carrier’s deductible, the carrier’s limits and the specific type of insurance.

Common Wisconsin Commercial Truck Insurance Coverages?

Wisconsin trucking insurance policies usually offer a variety of coverage options that are tailored to meet the specific needs of the commercial truck driver. Coverage options commonly found on Wisconsin truck insurance policies may include Liability Insurance, Cargo Insurance, Physical Damage Coverage, Uninsured/Underinsured Motorist Coverage, Medical Payments Coverage, Motor Truck Cargo Insurance, and Bobtail Insurance. Each of these policies help to protect the driver and their business from potential risks associated with commercial truck driving

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Wisconsin Commercial Truck Insurance Filings

Having an Wisconsin commercial truck insurance and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Wisconsin Department of Transportation (WisDOT) and Federal Motor Carrier Safety Administration (FMCSA). The WisDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with WisDot and the federal government regulations.

  • ICC
  • MCS90
  • Form E

Wisconsin Commercial Truck Insurance Coverages We Can Write

We can customize a Wisconsin commercial truck insurance program to meet your specific requirements. This might vary from comprehensive coverage to liability-only coverage. 

Wisconsin Commercial Truck Insurance

Wisconsin Commercial Truck Insurance Types We Can Write

We can insure almost every sort of commercial vehicle. The following are the most often seen. If you’re searching for anything in particular, give us a call; we’re happy to assist you.

 

We Can Write Wisconsin Commercial Truck Insurance In All Areas

Regardless of the city in which you operate, we can assist you in putting together a competitive Wisconsin  commercial truck insurance plan. We can assist you in any part of Wisconsin, including…

We can also offering commercial truck insurance to the neighboring states: Illinois, Iowa and Minnesota.

Resources for Wisconsin Truckers

Wisconsin Motor Truck Association advocates, promotes and defends Wisconsin’s trucking industry.

State of Wisconsin Department of Transportation oversees Wisconsin’s infrastructure mainly roads, underpasses and highways.

Wisconsin Office of the Commissioner of Insurance is the regulatory body that oversees the Wisconsin‘s insurance industry.

Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States.  Their job is to keep our roads and highways safe.

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