A Truck-Insurance Agency Built Around Specialization and Service
Coast Transport Insurance Service is a family-owned independent agency headquartered in Santa Barbara, California, focused on for-hire trucking.
- Truck-focused since 1976
- Licensed in 35 states
- Same-day COIs; most within two hours
- No broker fees
This page provides general information only and is not a quote, binder, or offer of coverage. Talk to a licensed agent about your specific situation.
Why Coast exists
Commercial trucking accounts are difficult to serve well without specialization. Regulations, filings, driver qualification, equipment values, cargo, contracts, certificates, claims history, radius and carrier appetite interact in ways that ordinary commercial-auto workflows often miss.
Coast has focused on trucking since 1976. The goal is practical: understand the operation, communicate clearly with available markets, and provide responsive service after the policy is bound.
The operating principles behind the agency
Truck specialization
The agency focuses on for-hire trucking instead of trying to be a generalist for every type of personal and commercial insurance.
Salaried agents
Coast’s agents are salaried rather than individually commission-driven, so the customer conversation can focus on fit and coverage.
In-house service
Service is USA-based and in-house, with bilingual support and staff trained to help with commercial truck policy service.
Fast certificates
The published service standard is same-day certificates with most completed within two hours, subject to the request and policy requirements.
No broker fees
Coast does not charge broker fees or hidden agency fees.
Calls returned
A simple service promise: if the team does not have the answer immediately, it follows up rather than leaving the customer without a response.
A clear path forward
Learn the operation
The account begins with facts about the business rather than a generic coverage pitch.
Explain what is needed
The customer is told what underwriting information and documents are missing.
Work the available market path
Complete information is matched to available carrier appetite.
Stay involved after binding
Certificates, policy changes and service requests continue through the agency team.
Leadership and licensed expertise
Coast’s educational pages are written and reviewed under real names. Scott W. Powers, a licensed insurance agent (NPN 9719382), reviews the coverage and requirements content published on this site, and pages carry their author, review dates, and a public editorial-standards policy with a corrections contact.
That structure exists for a simple reason: trucking insurance decisions carry real consequences, and readers deserve to know a licensed professional stands behind the information rather than anonymous marketing copy.
Behind the bylines is a small, tenured team: a father-and-son ownership — Scott Powers, who started the agency, and Scott W. Powers, whose full background is on his bio page — alongside licensed bilingual agents who have each spent more than two decades at Coast. Meet everyone on the team page.
Related paths
About Coast Transport Insurance Service FAQ
How long has Coast specialized in truck insurance?
Coast has focused on truck insurance since 1976.
Where is Coast located?
Coast Transport Insurance Service is headquartered at 216 E Victoria St, Santa Barbara, California 93101.
How many states is Coast licensed in?
Coast is licensed in 35 states. The Service Area page lists each state and its license number.
Does Coast have Spanish-language support?
Yes — Coast provides bilingual English and Spanish support.
Reviewed by Scott W. Powers, Licensed Insurance Agent (NPN 9719382). Last reviewed August 2026.
Talk with a truck-insurance specialist
Tell us about the operation and the timing. Coast can explain the information needed for the next step.