What Is Hot Shot Truck Insurance?

hot shot truck insurance is under the umbrella of commercial auto.  This business type assists in cars, machinery, pipe, etc from A to B for a fee.  This type of trucking business is our bread and butter.  Feel free to get a No Obligation quote on us. 

Hot shot trucking insurance

Get personalized hot shot truck insurance

We know a lot is riding on your hot shot truck insurance so you can feed your family. Let us help you put together a hot shot truck insurance package to meet your needs.  We have experience working with bumper pull pickups, pickup trucks with a gooseneck utility trailer, to heavy duty pickup trucks with a 5th wheel We have see it all.  If you have more questions about hot shot truck insurance, give us a call.

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Frequntly Asked Questions

How much is hot shot truck insurance?

There are a lot of factors that go into a hot shot truck insurance rate.  This includes, type of truck, garaging location, radius, age of driver, driving record,  value of the truck and dot history, to name a few.  

What kind of insurance do i need to be a hot shot trucker?

Hot Shot truck insurance is under the umbrella of commercial auto.  Most states require a minimum auto liability limit of $750,000 to be considered legal.  Other coverages are available and may be required from your broker.  This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.

Why is hot shot truck insurance so expensive?

The main reason hot shot truck insurance can be expensive is due to the potential impact or damage the vehicle can cause. Think about it, an average car weights between 2,000 to 4,000 lbs, while a commercial vehicle like a ag truck can be in the 40,000 lb range.  If your still not convinced, try standing in front of a horse at full charge vs one of your kids.  Long story short, all states require trucking operators to carrier a minimum auto liability limit of $750,000 just in case the worst-case scenario happens. It’s best to be prepared. 

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Our licensed staff is ready to help you get multiple insurance quotes. Because we’re an independent insurance agent we can shop from multiple insurance companies to help you find the right coverage at the right price.

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