Iowa Commercial Truck Insurance
Just like Iowa. Coast Transport Insurance Service has a rich history of being an independent insurance agency with more than 40 years of experience serving the transportation industry. You don’t have to work with a generic insurance company when you can partner with a company that specialized in Iowa commercial truck insurance. We understand the trucking business and can assist you in finding the appropriate insurance coverage for your needs at a reasonable price.
We understand that saving money on insurance is vital, but you also need to feel confident in your policy and agency. That is why Coast Transport only works with insurance firms that have an A+ rating. For Iowa truckers, we provide affordable commercial truck insurance.
We, too, are a small business that understands the importance of putting your customers first. You’ll speak with a live truck insurance representative and receive candid answers to your truck insurance inquiries. We recognize you don’t have weeks when it comes to receiving a quote. That is why we attempt to provide you with a quotation within 24 hours, if not the same day you contact.
For a free, no-obligation Iowa commercial truck insurance quote, give us a call or click.

Iowa Commercial Truck Insurance Questions
What is Iowa's big rig auto liability limit ?
Iowa's auto liability limit for big rigs is $750,000. There are a lot of factors that go into a big rig truck insurance rate. This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few.
What kind of insurance do i need for a semi truck in Iowa ?
Semi truck insurance is under the umbrella of commercial auto. Iowa require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is truck insurance so expensive in Iowa ?
The main reason truck insurance can be expensive is due to the potential impact or damage the vehicle can cause. Hence, why the Iowa requires semi truck operator to carrier a minimum auto liability limit of $750,000.
Iowa Commercial Truck Insurance Filings
Having a Iowa commercial truck insurance and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Iowa Department of Transportation (IowaDOT) and Federal Motor Carrier Safety Administration (FMCSA). Iowa Department of Transportation and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with Iowa and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.
Form E is not required in all states.
Form H filing guarantees you have sufficient Cargo Liability insurance
Form H is not required in all states.

Iowa Commercial Truck Insurance Coverages We Can Write
We can tailor a Iowa commercial truck insurance package to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.
Liability Coverages
Vehicle Coverages
Truck Specific Coverages
Driver Coverages
Towing Specific Coverages
Specialty Truck Coverages

Iowa Commercial Truck Insurance Types We Can Insure
We can insure almost any type of commercial truck out there. Below are the most common we see. If you are looking for something very specific, give us a call, we are here to help.
We Can Write Iowa Commercial Truck Insurance In All Areas
No matter what city you reside, we can help put a Iowa competitive commercial truck insurance package together for you. We can help all area’s in Iowa, including…

Iowa is a state in the Midwestern region of the United States, bordered by the Mississippi River to the east and the Missouri River and Big Sioux River to the west. It is bordered by six states: Wisconsin to the northeast, Illinois to the east and southeast, Missouri to the south, Nebraska to the west, South Dakota to the northwest, and Minnesota to the north.
Jacques Marquette and Louis Jolliet, who traveled the Mississippi River in 1673, are the first recorded European explorers to document Iowa. The land of Iowa was claimed by France and remained so until 1763. The French handed control to their ally, Spain, before to their probable loss in the French and Indian War. Spain had only a sprinkle of influence over Iowa, providing commercial permits to French and British traders who set up trading stations along the Mississippi and Des Moines rivers.
Iowa was part of the La Louisiane, or Louisiana, area, and European traders were eager in the lead and furs collected by Indigenous people. The Louisiana Purchase was divided into two sections after the 1803 Louisiana Purchase: the Territory of Orleans and the District of Louisiana, with present-day Iowa falling within the latter.
Resources for Iowa Truckers
Iowa Motor Truck Association (IMTA)
Iowa Motor Truck Association advocates, promotes and defends TRUCK’s trucking industry.
Iowa Department of Transportation
The Iowa Department of Transportation oversees Iowa’s infrastructure mainly roads, underpasses and highways.
Iowa Insurance Division (IID)
Iowa Insurance Division is the regulatory body that oversees the Iowa’s insurance industry.
Federal Motor Carrier Safety Administration (FMCSA)
Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States. Their job is to keep our roads and highways safe.