Texas Commercial Truck Insurance

What Is It?

Texas commercial trucking insurance may assist in protecting commercial trucks against a variety of dangers, such as auto liability claims, physical damage claims to cargo claims.

Who's It For?

  • For Hire Dump Trucks
  • Long Haul Truckers
  • Produce Haulers
  • General Freight Haulers
  • Amazon Freight Haulers
  • Intermodal Carriers


What Is Offered?

  • Auto Liability Coverage
  • Physical Damage Coverage
  • Unidentified Trailer Coverage
  • Motor Truck Cargo Coverage
  • Truckers General Liability Coverage


Commercial Truck Insurance in Texas

What is Texas Commercial Truck Insurance?

Texas commercial truck insurance is a type of insurance that is specifically tailored to provide protection for commercial vehicles that operate in the state of Texas. This type of insurance can cover liability costs, damage to vehicles, and the medical costs of drivers who are injured in an accident. Commercial truck insurance also provides protection from environmental damages that occur due to the vehicle’s operation. Commercial truck insurance policies can vary depending on the size and type of the truck being covered. Companies and drivers should always ensure that their commercial truck insurance meets their specific needs in order to remain safe and protected.

Who Needs Texas Commercial Truck Insurance?

Everyone who drives a commercial truck in Texas needs Texas commercial truck insurance. This includes companies who own commercial trucks and any drivers that are operating the truck on behalf of the company. Texas commercial truck insurance can provide coverage for liabilities associated with operating a truck, including protection in case of property damage or injury to others, as well as protection for the driver in the case of an accident. Without Texas commercial truck insurance, businesses and truck drivers may find themselves unable to operate their commercial truck in the state.

How Much Does Texas Commercial Truck Insurance Cost

The cost of commercial truck insurance in Texas varies depending on the type of vehicle being insured and the type of coverage required. Generally, the annual cost of coverage can range from around $2,000 to more than $20,000 depending on the coverage limits selected. Other factors, such as the driver’s driving history, vehicle age, and location, can also have an impact on the cost of commercial truck insurance in Texas. It is always a good idea to shop around and compare prices in order to get the best deal on coverage.

Did You Know?

  • Texas topped the nation for hail damage auto claims, with more than 811,000 in from 2016 through 2018.
  • In 2019, Texas was ranked second highest for reported motor vehicle thefts in the country. Protect your car from thieves by carrying comprehensive coverage.
  • In 2019, an estimated 8.3% of Texas drivers were uninsured. With uninsured motorist coverage, you’re protected if the other driver can’t pay.

Source: Progressive.com

How Do I Get Texas Commercial Truck Insurance?

You can get a Texas commercial truck insurance policy though Coast Transport Insurance Service. Some of the top companies we can offer Texas commercial truck insurance policies are Progressive, Redwood Fire and Casualty, NICO, AmCom, and Watford. If you have a specific question or want personalized advice, give us a call. It’s always important to shop around for the best coverage and rates, so don’t hesitate to compare options and talk to different agents.

Factors That Affect Texas Commercial Truck Insurance?

Factors that can affect Texas commercial truck insurance include the type of vehicle, driving record, the distance being traveled, and the size of the load being transported. Other considerations include the value of the truck, the truck’s safety features, the age of the driver, the driving area, and the coverage options chosen. Finally, many truck insurance policies will offer discounts for things such as good driving history and passing defensive driving courses.

Common Texas Commercial Truck Insurance Coverages?

Common Texas commercial truck insurance coverages include bodily injury liability, physical damage coverage, medical payments coverage, motor truck cargo insurance, trailer interchange coverage, non-trucking liability insurance, bobtail insurance, hired and non-owned auto liability coverage, and occupational accident insurance.
Texas Commercial Truck Insurance

Texas Commercial Truck Insurance Filings

Staying legally compliant with Texas Department of Transportation (TxDOT) and Federal Motor Carrier Safety Administration (FMCSA) regulations is paramount for trucking companies. To ensure that, obtaining the right commercial truck insurance policy with all the necessary endorsements is critical. We are here to assist and guarantee that you have the proper coverage in place to remain compliant with all of TxDOT and FMCSA rules and regulations.

  • ICC
  • MCS90
  • Form H
  • Form E
  • Form T
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