Indiana Commercial Truck Insurance
Coast Transport Insurance Service has a rich history of being an independent insurance agency with more than 40 years of experience serving the transportation industry. You don’t have to work with a generic insurance company when you can partner with a company that specialized in Indiana commercial truck insurance. We understand the trucking business and can assist you in finding the appropriate insurance coverage for your needs at a reasonable price.
We understand that saving money on insurance is vital, but you also need to feel confident in your policy and agency. That is why Coast Transport only works with insurance firms that have an A+ rating. For Indiana truckers, we provide affordable commercial truck insurance.
We, too, are a small business that understands the importance of putting your customers first. You’ll speak with a live truck insurance representative and receive candid answers to your truck insurance inquiries. We recognize you don’t have weeks when it comes to receiving a quote. That is why we attempt to provide you with a quotation within 24 hours, if not the same day you contact.
For a free, no-obligation Indiana commercial truck insurance quote, give us a call or click.

Indiana Commercial Truck Insurance Questions
What is Indiana's big rig auto liability limit ?
Indiana's auto liability limit for big rigs is $750,000. There are a lot of factors that go into a big rig truck insurance rate. This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few.
What kind of insurance do i need for a semi truck in Indiana ?
Semi truck insurance is under the umbrella of commercial auto. Indiana require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is truck insurance so expensive in Indiana ?
The main reason truck insurance can be expensive is due to the potential impact or damage the vehicle can cause. Hence, why the Indiana requires semi truck operator to carrier a minimum auto liability limit of $750,000.
Indiana Commercial Truck Insurance Filings
Having a Indiana commercial truck insurance and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Indiana Department of Transportation (INDOT) and Federal Motor Carrier Safety Administration (FMCSA). The INDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with Indiana and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.
Form E is not required in all states.
Form H filing guarantees you have sufficient Cargo Liability insurance
Form H is not required in all states.

Indiana Commercial Truck Insurance Coverages We Can Write
We can tailor a Indiana commercial truck insurance package to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.
Liability Coverages
Vehicle Coverages
Truck Specific Coverages
Driver Coverages
Towing Specific Coverages
Specialty Truck Coverages

Indiana Commercial Truck Insurance Types We Can Insure
We can insure almost any type of commercial truck out there. Below are the most common we see. If you are looking for something very specific, give us a call, we are here to help.
We Can Write Indiana Commercial Truck Insurance In All Areas
No matter what city you reside, we can help put a competitive Indiana commercial truck insurance package together for you. We can help all area’s in Indiana, including…
We can also offering commercial truck insurance to the neighboring state: Illinois and Kentucky.
Your Business is your own
You may be new to the trucking industry or possibly you’re a veteran of 15 years as a Motor Carrier. You might be an owner operator with a lease agreement or have a fleet of 12 trucks. You could be a long haul trucker or perhaps you don’t even leave Indiana. The point is, truck insurance rates can vary greatly from trucking company to trucking company. The hard part is to find which insurance company is offering the best coverage at a fair rate for your line of business. This is were we shine. We can help you in finding the best insurance company for your trucking company.
Indiana is a U.S. state in the Midwestern United States. It is the 38th-largest by area and the 17th-most populous of the 50 United States.
The first inhabitants in what is now Indiana were the Paleo-Indians, who arrived about 8000 BCE after the melting of the glaciers at the end of the Ice Age. Divided into small groups, the Paleo-Indians were nomads who hunted large game such as mastodons. They created stone tools made out of chert by chipping, knapping and flaking.
After reaching the Saint Joseph River in present-day South Bend in 1679, French explorer René-Robert Cavelier, Sieur de La Salle became the first European to travel into Indiana. Fur traders from France and Canada followed shortly after, bringing blankets, jewelry, tools, whiskey, and weapons to barter for Native American skins.
Sieur Juchereau founded the first commercial post near Vincennes in 1702. Sieur de Vincennes erected Fort Miami at Kekionga, which is today Fort Wayne, in 1715. Picote de Beletre, a Canadian, established Fort Ouiatenon on the Wabash River in 1717 to try to control Native American trading routes from Lake Erie to the Mississippi River.
The American Revolutionary War started in 1775, when colonists demanded self-government and independence from the British. Although the most of the battle took place along the East Coast, Patriot military chief George Rogers Clark appealed for an army to assist in the war against the British in the west. On February 25, 1779, Clark’s troops won key fights and gained control of Vincennes and Fort Sackville.
Clark was able to block off British forces attacking the eastern colonies from the west throughout the battle. His achievements are often recognized with altering the direction of the American Revolutionary War.
Truck Insurance Companies in Indiana
Did you know there are approx. 242 truck insurance companies in Indiana with state filings on truckers. The top 10 insurance companies insure approx. 74.4% of all trucking operations that need filings in Indiana. If you are looking for help finding coverage or would like to explore a new insurance company, we would be glad to help.
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PROGRESSIVE INSURANCE 42.7%
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GREAT WEST CASUALTY CO. 7.8%
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NORTHLAND INSURANCE COMPANY 5.8%
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AUTO OWNERS INSURANCE COMPANY 5.5%
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ACUITY, A MUTUAL INSURANCE COMPANY 3.6%
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CANAL INSURANCE COMPANY 2.3%
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SENTRY SELECT INSURANCE CO. 1.5%
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THE CINCINNATI INSURANCE COMPANY 3.4%
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SHELTER GENERAL INSURANCE COMPANY 1.1%
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SHELTER MUTUAL INSURANCE COMPANY 0.8%
Analysis performed by Coast in 11/2021 from data gathered from FMCSA.DOT.GOV. Data is to be used as informational purposes and does not constitute professional or legal advice.

Resources for Indiana Truckers
Indiana Trucking Association (IMTA)
Indiana Trucking Association advocates, promotes and defends Indiana’s trucking industry.
Indiana Department of Transportation (INDOT)
Indiana Department of Transportation oversees Indiana’s infrastructure mainly roads, underpasses and highways.
Indiana Department of Insurance (IDOI)
Indiana Department of Insurance is the regulatory body that oversees the Indiana’s insurance industry.
Federal Motor Carrier Safety Administration (FMCSA)
Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States. Their job is to keep our roads and highways safe.