Oklahoma Commercial Truck Insurance
Just like Oklahoma. Coast Transport Insurance Service has a rich history of being an independent insurance agency with more than 40 years of experience serving the transportation industry. You don’t have to work with a generic insurance company when you can partner with a company that specialized in Oklahoma commercial truck insurance. We understand the trucking business and can assist you in finding the appropriate insurance coverage for your needs at a reasonable price.
We understand that saving money on insurance is vital, but you also need to feel confident in your policy and agency. That is why Coast Transport only works with insurance firms that have an A+ rating. We can provide affordable Oklahoma commercial truck insurance.
We, too, are a small business that understands the importance of putting your customers first. You’ll speak with a live truck insurance representative and receive candid answers to your truck insurance inquiries. We recognize you don’t have weeks when it comes to receiving a quote. That is why we attempt to provide you with a quotation within 24 hours, if not the same day you contact.
For a free, no-obligation Oklahoma commercial truck insurance quote, give us a call or click.
Oklahoma Commercial Truck Insurance Questions
What is Oklahoma's big rig auto liability limit?
Oklahoma's auto liability limit for big rigs is $750,000. There are a lot of factors that go into a big rig truck insurance rate. This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few.
What kind of insurance do i need for a semi truck in Oklahoma
Semi truck insurance is under the umbrella of commercial auto. Oklahoma require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is truck insurance so expensive in Oklahoma?
The main reason truck insurance can be expensive is due to the potential impact or damage the vehicle can cause. Hence, why the Oklahoma requires semi truck operator to carrier a minimum auto liability limit of $750,000.
Oklahoma Commercial Truck Insurance Filings
Having a Oklahoma commercial truck insurance and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Oklahoma Department of Transportation (ODOT) and Federal Motor Carrier Safety Administration (FMCSA). The ODOTand FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with Oklahoma and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.
Form E is not required in all states.
Form H filing guarantees you have sufficient Cargo Liability insurance
Form H is not required in all states.
Oklahoma Commercial Truck Insurance Coverages We Can Write
We can tailor a Oklahoma commercial truck insurance package to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.
Liability Coverages
Vehicle Coverages
Truck Specific Coverages
Driver Coverages
Towing Specific Coverages
Specialty Truck Coverages
Oklahoma Commercial Truck Insurance Types We Can Insure
We can insure almost any type of commercial truck out there. Below are the most common we see. If you are looking for something very specific, give us a call, we are here to help.
We Can Write Oklahoma Commercial Truck Insurance In All Areas
No matter what city you reside, we can help put a competitive Oklahoma commercial truck insurance package together for you. We can help all area’s in Oklahoma, including…
We can also offering commercial truck insurance to the neighboring states: Arkansas, Colorado, Kansas, Missouri, New Mexico and Texas.
Oklahoma it is the 20th-most extensive and the 28th-most populous of the 50 United States. Its residents are known as Oklahomans (or colloquially “Okies“).
The name of the state comes from the Choctaw words okla, which means “people,” and humma, which means “red.” Oklahoma is also known as “The Sooner State” in reference to the settlers who placed their claims on property in the western Oklahoma Territorial District before the official opening date.
Resources for Oklahoma Truckers
Oklahoma Trucking Association (OTA)
The Oklahoma Trucking Association advocates, promotes and defends Oklahoma‘s trucking industry.
Oklahoma Department of Transportation (ODOT)
The Oklahoma Department of Transportation oversees Oklahoma‘s infrastructure mainly roads, underpasses and highways.
Oklahoma Insurance Department (OID)
Oklahoma Insurance Department is the regulatory body that oversees the Oklahoma‘s insurance industry.
Federal Motor Carrier Safety Administration (FMCSA)
Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States. Their job is to keep our roads and highways safe.