Tow truck insurance
Tow truck insurance is under the umbrella of commercial auto. A tow truck business assist disabled vehicles or removes vehicles from unwanted lots. Tow truck companies often work with roadside services, auto body shops, private parking lots, or salvage yards.
Get a personalized tow truck insurance quote
We know a lot is riding on your tow truck insurance so you help people in need. Let us help you put together a tow truck insurance package to meet your needs. We have experience working with conventional tow truck, wheel lift, rollback or semi truck wheel lift.
Tow truck insurance questions
How much is tow truck insurance?
There are a lot of factors that go into a tow truck insurance rate. This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few.
What kind of insurance do i need for a tow truck?
Tow truck insurance is under the umbrella of commercial auto. Most states require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is two truck insurance so expensive?
The main reason two truck insurance can be expensive is due to the potential impact or damage the vehicle can cause. Hence, why the states require trucking operators to carrier a minimum auto liability limit of $750,000.
Recommended coverages for tow truck insurance
We can tailor an insurance package to your needs, anything from liability only to get you on the road, to full coverage.
- Auto Liability
- Uninsured Motorist
- Medical Payment
- Physical Damage
- On Hook
- Garage Keepers General Liability
Other common trucking operations
We can insure almost any type of commercial truck out there. Below is the most common we see.
- Auto Haulers
- Agriculture Haulers
- Box Trucks
- Bulk Cement Haulers
- Dump Trucks
- General Freight Haulers
- Heavy Machinery Haulers
- Hot Shot Trucks
- Livestock Haulers
- Logging Trucks
- Produce Haulers
- Tow Trucks