Commercial Truck Insurance Built Around the Way You Actually Operate
Coast Transport Insurance Service helps owner-operators and small fleets match their operation with available truck-insurance markets, understand the process, and keep certificates and service moving after the policy is bound.
- Truck-focused since 1976
- Licensed in 35 states
- Same-day COIs; most within two hours
- No broker fees
Se Habla Español — bilingual support available
Start with the reason insurance matters today
Starting a new authority?
Find out what information underwriters need, how insurance-side filings fit into the process, and whether available markets fit the planned operation.
Renewing soon?
Use the renewal window to organize loss information, compare the current program, and decide whether shopping the account makes sense.
Need specialty truck coverage?
Start with the operation: dump, hot shot, auto hauling, intermodal, reefer, flatbed, box truck, or another for-hire class.
First appointed DSG agent in California. Progressive Top 25 nationwide.
Coast was among the first agencies appointed to Progressive’s Dirt, Sand & Gravel (DSG) specialty program in California — coverage built for dump truck operations that are often difficult to insure: Super Dumps, transfer dumps, 10-wheelers, end dumps, and bottom dumps.
- Standard combined deductible for truck and equipment scenarios
- No additional fees for extra insureds on your policy
- No charges for load spills, overweight loads, or broken windshields
- Flexible payment options with affordable down payments
- Claims service focused on getting trucks back on jobs faster
Program features summarized from Progressive’s DSG program as offered through Coast; details vary by policy.
A-rated markets Coast works with
Operations Coast works with
Dump Truck
Aggregate, dirt, sand, gravel, asphalt, debris, end dump, bottom dump, transfer, and related hauling.
Hot Shot
Pickup-and-trailer for-hire hauling with its own equipment, radius, cargo, and contract considerations.
Auto Hauler
Open and enclosed vehicle transport with cargo values and loading/unloading exposure.
Intermodal
Container and port-related operations where contracts, chassis responsibility, and certificates can be central.
Box Truck
Local and regional delivery, final-mile, and freight box operations.
Tow Truck
On-hook, garagekeepers, and roadside exposures for tow operators.
Produce / Reefer
Temperature-controlled hauling with cargo and spoilage considerations.
Owner-Operator
Coverage paths differ depending on whether the operator runs under their own authority or is leased to a motor carrier.
Agriculture
Farm-to-market and seasonal ag hauling operations.
Logging
Timber hauling with specialized equipment and route exposures.
Semi Truck
Tractor-trailer for-hire operations, regional and long haul.
More Operations
Amazon Relay, general freight, flatbed, and other for-hire categories.
Truck insurance is not one market for one kind of business
Truck insurance is a specialized underwriting problem. Cargo, radius, driver experience, authority history, equipment configuration, contracts, filings, and loss history can change which markets are willing to quote and how a program is structured.
Coast focuses on for-hire trucking rather than treating a truck account like ordinary commercial auto. The website is organized the same way: by the event forcing the insurance decision, the operation being insured, and the coverage question the customer is trying to solve.
What operators say about working with Coast
From first conversation to ongoing service
Tell us about the operation
We start with the DOT or authority information, state, cargo, radius, trucks, drivers, current carrier if any, and the timing of the insurance need.
Match the account to available appetite
The purpose of the early conversation is to identify which available markets may fit the actual operation rather than forcing every account through the same path.
Complete underwriting and review options
Once the needed information is complete, the account can be submitted to appropriate markets and the available options reviewed with the customer.
Bind, issue service documents, and support the account
After coverage is selected and bound, Coast services certificates and related policy needs through its in-house team.
Licensed in 35 States
Coast is licensed to transact commercial truck insurance across these states. Availability for a specific account still depends on carrier appetite and your operation.
Why operators choose Coast
Coast is a family-owned truck-insurance agency headquartered in Santa Barbara, California. The agency has focused on trucking since 1976 and is licensed in 35 states.
The service model is deliberately practical: truck specialization, salaried agents, bilingual support, same-day certificates with most completed within two hours, USA-based in-house service, and no broker fees or hidden agency charges.
Related paths
The truck is part of a business. The insurance process should understand the business.
Start with the operation and the timing. Coast can explain what information is needed and what the next practical step looks like.