Truck Insurance California​

Did you Know?

California has a population of roughly 40 million people, which is over one-eighth of the United States’ population and greater than the total population of Canada.


California’s main export is almonds. The Central Valley, which is known as the world’s almond capital, produces the majority of the state’s almonds.

Looking for a truck insurance quote in California?

We know that saving money on insurance is important, but you also need confidence that your policy and agency are behind you. That’s why Coast Transport works with the A+ rated insurance companies out there. We offer competitive truck insurance rates for California truckers.

Coast Transport Insurance Service is an independent insurance agency with more than 40 years of experience serving the transportation industry.  You don’t need to settle for a general insurance agency when you can work with an insurance agency that specializes in truck insurance California.  We know the trucking industry inside and out, and can help you find the best insurance policy to fit your needs at an affordable price.

We too are a small business and understand putting your customers first is important.  You will talk to a real truck insurance agent and get honest feedback about your truck insurance questions.  When it comes to getting a quote, we understand you don’t have weeks.  That is why we strive to get you a quote back within 24 hours, sometimes even the same day that you called.  

For a free, no-obligation truck insurance quote in California, give us a call or click.

Truck Insurance California

Truck insurance California questions for truckers

The vehicle liability limit for semi trucks in California is $750,000. A truck insurance rate is determined by several things. This comprises, to mention a few, the type of truck, the garaging address, the radius of operation, the driver's age, the motor vehicle report, the worth of the truck, and the dot history. Calling us is the best approach to receive a ballpark figure on truck insurance.

Truck insurance falls under the category of commercial auto insurance. Any vehicle that requires an MCP-65 file in California must have a minimum auto liability limit of $750,000. Other coverages, such as drivers general liability, physical damage coverage on a non-owned trailer, or motor truck cargo coverage, may be required by your broker. Make sure you know exactly what you need from your broker before getting a quote from an insurance agent.

The major reason semi truck insurance in California might be costly is the potential effect or damage a commercial vehicle can produce. As a result, California requires semi truck drivers to carry a minimum auto liability limit of $7500,000CSL.

Truck insurance filings for California truckers

Having a truck insurance policy in California and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the California Department of Transportation (Caltrans) and Federal Motor Carrier Safety Administration (FMCSA).  The Caltrans and FMCSA both require insurance filings and/or endorsements on your truck insurance policy.  We can make sure you get the correct insurance coverages to stay in compliance with California and the federal government regulations.

MCP-65 filing is a certificate of insurance that must be sent to the California DMV as proof that your auto liability limit meet the minimum requirement of $750,000. 

The MCP-65 filing has to come directly from the insurance company.

The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.

An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.

Truck Insurance California

Truck insurance coverages we can write in California

We can design a truck insurance package to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.

Truck Insurance California

Truck insurance we can write in California

We can insure almost any type of commercial truck out there.  Below are the most common we see.  If you are looking for something very specific, give us a call, we are here to help.

Your Business is your own

You may be new to the trucking industry or possibly you’re a veteran of 15 years as a Motor Carrier. You might be an owner operator with a lease agreement or have a fleet of 12 trucks. You could be a long haul trucker or perhaps you don’t even leave California. The point is, truck insurance rates can vary greatly from trucking company to trucking company. The hard part is to find which insurance company is offering the best coverage at a fair rate for your line of business.  This is were we shine. We can help you in finding the best insurance company for your trucking company.

Truck Insurance California

Resources for California Truckers

The California Trucking Association advocates, promotes and defends California’s trucking industry.

The California Department of Transportation oversees California’s infrastructure mainly roads, underpasses and highways.

California Department of Insurance is the regulatory body that oversees the California insurance industry.

Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States.  Their job is to keep our roads and highways safe.

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