Texas Commercial Truck Insurance

Just like Texas.  Coast Transport Insurance Service has a rich history of being an independent insurance agency with more than 40 years of experience serving the transportation industry.  You don’t have to work with a generic insurance company when you can partner with a company that specialized in Texas commercial truck insurance in Texas. We understand the trucking business and can assist you in finding the appropriate insurance coverage for your needs at a reasonable price.

We understand that saving money on insurance is vital, but you also need to feel confident in your policy and agency. That is why Coast Transport only works with insurance firms that have an A+ rating. For Texas truckers, we provide affordable Texas commercial truck insurance.

We, too, are a small business that understands the importance of putting your customers first. You’ll speak with a live truck insurance representative and receive candid answers to your Texas truck insurance inquiries. We recognize you don’t have weeks when it comes to receiving a quote. That is why we attempt to provide you with a quotation within 24 hours, if not the same day you contact.

For a free, no-obligation Texas commercial truck insurance quote, give us a call or click.

Commercial Truck Insurance texas

Texas Commercial Truck Insurance Questions

Texas's auto liability limit for big rigs is $750,000. There are a lot of factors that go into a big rig truck insurance rate.  This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few. 

Semi truck insurance is under the umbrella of commercial auto.  Texas require a minimum auto liability limit of $750,000 to be considered legal.  Other coverages are available and may be required from your broker.  This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.

The main reason truck insurance can be expensive is due to the potential impact or damage the vehicle can cause.  Hence, why the Texas requires semi truck operator to carrier a minimum auto liability limit of $750,000.

Texas Commercial Truck Insurance Filings for Truckers

Having a Texas commercial truck insurance policy and being legal are two different things.  You want to make sure your trucking company is following the rules and regulations of the Texas Department of Transportation (TxDOT) and Federal Motor Carrier Safety Administration (FMCSA).  The TxDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy.  We can make sure you get the correct insurance coverages to stay in compliance with Texas  and the federal government regulations.

The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.

An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.

A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.

Form E is not required in all states.

Form H filing guarantees you have sufficient Cargo Liability insurance

Form H is not required in all states.

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Texas Commercial Truck Insurance Coverages We Can Write

We can tailor a Texas commercial truck insurance package to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.

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Texas Commercial Truck Insurance Types we can Insure

We can insure almost any type of commercial truck out there.  Below are the most common we see.  If you are looking for something very specific, give us a call, we are here to help.

We can write Texas Commercial Truck Insurance in all areas.

No matter what city you reside, we can help put a competitive Texas commercial truck insurance package together for you.  We can help all area’s in Texas, including…

We can also offering commercial truck insurance to the neighboring states: Arkansas, New Mexico and Oklahoma.

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Resources for Texas Truckers

The Texas Trucking Association advocates, promotes and defends Texas’s trucking industry.

The Texas Department of Transportation oversees Texas’s infrastructure mainly roads, underpasses and highways.

Texas Department of Insurance is the regulatory body that oversees the Texas’s insurance industry.

Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States.  Their job is to keep our roads and highways safe.

Did you know?

At 268,596 square miles, and with more than 29.1 million residents in 2020, it is the second-largest U.S. state by both area (after Alaska) and population (after California).

The phrase “six flags over Texas” refers to the several nations that have controlled the state. Spain was the first European nation to claim and rule the Texas territory. France had a colony that lasted only a few years. The region was under Mexican authority until 1836, when Texas declared independence and became the Republic of Texas. Texas became the 28th state to enter the union in 1845.

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