Missouri Commercial Truck Insurance

Just like Missouri.  Coast Transport Insurance Service has a rich history of being an independent insurance agency with more than 40 years of experience serving the transportation industry.  You don’t have to work with a generic insurance company when you can partner with a company that specialized in Missouri commercial truck insurance. We understand the trucking business and can assist you in finding the appropriate insurance coverage for your needs at a reasonable price.

We understand that saving money on insurance is vital, but you also need to feel confident in your policy and agency. That is why Coast Transport only works with insurance firms that have an A+ rating.  We provide affordable Missouri commercial truck insurance.

We, too, are a small business that understands the importance of putting your customers first. You’ll speak with a live truck insurance representative and receive candid answers to your truck insurance inquiries. We recognize you don’t have weeks when it comes to receiving a quote. That is why we attempt to provide you with a quotation within 24 hours, if not the same day you contact.

For a free, no-obligation Missouri commercial truck insurance quote, give us a call or click.

Commercial Truck Insurance missouri

Missouri Commercial Truck Insurance Questions

Missouri's auto liability limit for big rigs is $750,000. There are a lot of factors that go into a big rig truck insurance rate.  This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few. 

Semi truck insurance is under the umbrella of commercial auto.  Missouri require a minimum auto liability limit of $750,000 to be considered legal.  Other coverages are available and may be required from your broker.  This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.

The main reason truck insurance can be expensive is due to the potential impact or damage the vehicle can cause.  Hence, why the Missouri requires semi truck operator to carrier a minimum auto liability limit of $750,000.

Missouri Commercial Truck Insurance Filings

Having a Missouri commercial truck insurance and being legal are two different things.  You want to make sure your trucking company is following the rules and regulations of the Missouri Department of Transportation (MoDOT) and Federal Motor Carrier Safety Administration (FMCSA).  The MoDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy.  We can make sure you get the correct insurance coverages to stay in compliance with Missouri and the federal government regulations.

The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.

An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.

A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.

Form E is not required in all states.

Form H filing guarantees you have sufficient Cargo Liability insurance

Form H is not required in all states.

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Missouri Commercial Truck Insurance Coverages We Can Write

We can tailor a Missouri commercial truck insurance package to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.

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Missouri Commercial Truck Insurance Types We Can Insure

We can insure almost any type of commercial truck out there.  Below are the most common we see.  If you are looking for something very specific, give us a call, we are here to help..

We Can Write Missouri Commercial Truck Insurance In All Areas

No matter what city you reside, we can help put a competitive Missouri  commercial truck insurance package together for you.  We can help all area’s in Missouri, including…

We can also offering commercial truck insurance to the neighboring states: Arkansas, Illinois, Iowa, Kansas, Nebraska, Oklahoma and Tennessee.

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Did you know?

Missouri is boarded by eight states (tired for the most with Tennessee): Iowa to the north,  IllinoisKentucky and Tennessee to the east.  Arkansas to the south and OklahomaKansas and Nebraska to the West.

For at least 12,000 years, humans have lived in what is now Missouri. The Mississippian culture, which arose in the ninth century and lasted until the 14th century, created towns and mounds. The Osage and Missouria nations were visited by European explorers in the 17th century. The land was brought into Louisiana by the French, who founded Ste. Genevieve in 1735 and St. Louis in 1764. Missouri was purchased by the United States in 1803 as part of the Louisiana Purchase, after a brief period of Spanish sovereignty.

As the Gateway Arch commemorates, Missouri played a pivotal part in the United States’ westward expansion. Missouri was the starting point for the Pony Express, Oregon Trail, Santa Fe Trail, and California Trail.

Resources for Missouri Truckers

The Missouri Trucking Association advocates, promotes and defends Missouri’s trucking industry.

The Missouri Department of Transportation oversees Missouri’s infrastructure mainly roads, underpasses and highways.

Missouri Department of Commerce & Insurance Division is the regulatory body that oversees the Missouri’s insurance industry.

Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States.  Their job is to keep our roads and highways safe.

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