Did you Know?

We have a “No-Haggle / No-Hassle” quoting policy.

 

This ensures that you will receive the best quote from us. We would welcome the opportunity to earn your business and provide a range of really affordable truck insurance solutions.

Iowa Truck Insurance

Coast Transport Insurance Service is an independent insurance agency with more than 40 years of experience serving the transportation industry.  You don’t need to settle for a general insurance agency when you can work with an insurance agency that specializes in Iowa truck insurance.  We know the trucking industry inside and out, and can help you find the best insurance policy to fit your needs at an affordable price.

We know that saving money on insurance is important, but you also need confidence that your policy and agency are behind you. That’s why Coast Transport only works with the “A rated” insurance companies. We offer competitive Iowa truck insurance rates for truckers.

We too are a small business and understand putting your customers first is important.  You will talk to a real Iowa truck insurance agent and get honest feedback about your truck insurance needs.  When it comes to getting a quote, we understand you don’t have weeks.  That is why we strive to get you a quote back within 24 hours, sometimes even the same day that you called.

For a free, no-obligation Iowa truck insurance quote, give us a call or click

Iowa truck insurance questions for truckers

Iowa truck insurance auto liability limit is $750,000. There are a lot of factors that go into a Iowa truck insurance rate.  This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few. 

Semi truck insurance is under the umbrella of commercial auto.  Iowa require a minimum auto liability limit of $750,000 to be considered legal.  Other coverages are available and may be required from your broker.  This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.

The main reason Iowa truck insurance can be expensive is due to the potential impact or damage the vehicle can cause.  Hence, why the Iowa requires semi truck operator to carrier a minimum auto liability limit of $750,000.

Iowa truck insurance filings for truckers

Having a Iowa truck insurance policy and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Iowa Department of Transportation (IowaDOT) and Federal Motor Carrier Safety Administration (FMCSA).  The IowaDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy.  We can make sure you get the correct insurance coverages to stay in compliance in Iowa and the federal government.

The BMC-91 filing – Public liability insurance (bodily injury/property damage/environmental restoration)

  • Freight:–$750,000 – $5,000,000, depending on commodities transported; $300,000 for non-hazardous freight moved only in vehicles weighing under 10,001 lbs.

An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.

A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.

Form E is not required in all states.

Form H filing guarantees you have sufficient Cargo Liability insurance

Form H is not required in all states.

Iowa Truck Insurance

Iowa truck insurance coverages we can write

We can design a Iowa truck insurance package to your needs. This can range from full coverage to liability only.  Our goal is to get you on the road as quickly as possible.

Iowa truck insurance we can write

We can insure almost any type of commercial truck out there.  Below are the most common we see.  If you are looking for something very specific, give us a call, we are here to help.

Iowa Truck Insurance

Your business is your own

You may be new to the trucking industry or possibly you’re a veteran of 15 years as a Motor Carrier. You might be an owner operator with a lease agreement or have a fleet of 12 trucks. You could be a long haul trucker or perhaps you don’t even leave Iowa. The point is, truck insurance rates can vary greatly from trucking company to trucking company. The hard part is to find which insurance company is offering the best coverage at a fair rate for your line of business.  This is were we shine. We can help you in finding the best insurance company for your trucking company.

Iowa Truck Insurance

Resources for Iowa Truckers

Iowa Motor Truck Association advocates, promotes and defends TRUCK’s trucking industry.

The Iowa Department of Transportation oversees Iowa’s infrastructure mainly roads, underpasses and highways.

Iowa Insurance Division is the regulatory body that oversees the Iowa’s insurance industry.

Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States.  Their job is to keep our roads and highways safe.

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