Insurance for Produce Haulers
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What is insurance for produce haulers
Commercial insurance for produce hauling is under the umbrella of commercial auto. This business type assists in moving refrigerated or frozen goods from point A to Point B for a fee. The main destination between a produce hauler and general freight hauler is the type of trailer. General freight haulers using dry van or flatbed trailers while produce or reefer haulers use trailers with refrigerated units.
Get a personalized insurance for produce hauler quote
We know a lot is riding on your produce hauling truck insurance so you can feed your family. Let us help you put together a Produce hauling truck insurance package to meet your needs. We have experience working with reefer units and the coverages need to make a trip across the country. We have see it all.
Common insurance for Produce hauler questions
How much is Produce hauler truck insurance?
There are a lot of factors that go into a produce hauler truck insurance rate. This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few. The easiest way to find out how much insurance might cost is to contact an agent. A qualified truck insurance agent should be able to give you a ball park price, even if you don't have a job lined up.
What kind of insurance do i need for a Produce hauler truck?
Insurance for Produce haulers is under the umbrella of commercial auto. Most states require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is Produce hauler truck insurance so expensive?
The main reason insurance for produce haulers can be expensive is due to the potential damage a typical dump truck can cause. Think about it, an average car weights between 2,000 to 4,000 lbs, while a commercial vehicle like a dump truck can be in the 40,000 lb range. If your still not convinced, try standing in front of a bull at full charge vs one of your kids. Long story short, all states require trucking operators to carrier a minimum auto liability limit of $750,000 just in case the worst case scenario happens.
Recommended coverages for produce hauling truck insurance
We can tailor a commercial truck insurance package to your needs, anything from liability only to get you on the road, to full coverage.
Other common trucking operations
We can insure almost any type of commercial truck out there. Below is the most common we see.
States we can offer produce hauling truck insurance
We can help put a competitive produce hauling truck insurance package together for you.