What is insurance for agriculture haulers
Insurance for agriculture haulers is under the umbrella of commercial auto. This business type assists in moving produce like apples, lettuce, lemons, or grapes from the field to a warehouse or market for a fee. Feel free to get a No Obligation quote on us.
Get personalized Insurance for Agriculture Haulers quote
We know a lot is riding on your truck insurance so you can feed your family. Let us help you put together a truck insurance package to meet your needs. We have experience working with flatbed trailers, double flatbed trailers, bulk commodity trailers, reefer units, you name it. We have see it all. If you have more questions about ag truck insurance, give us a call.
Common questions for Insurance for Agriculture haulers
How much is insurance for agriculture haulers?
There are a lot of factors that go into a rate for agriculture haulers insurance. This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck dot history, and coverage limits. The auto liability coverage, the part that makes you legal is always going to be the most expensive part of a commercial auto policy.
What kind of insurance do i need for a Ag Hauler truck?
Ag hauler truck insurance is under the umbrella of commercial auto. Most states require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage. The auto liability coverage on any policy is always going to be the most expensive part of the policy.
Why is insurance for agriculture haulers so expensive?
The main reason insurance for agriculture haulers is so expensive is due to the potential impact or damage the vehicle can cause. Think about it, an average car weights between 2,000 to 4,000 lbs, while a commercial vehicle like a ag truck can be in the 40,000 lb range. If your still not convinced, try standing in front of a horse at full charge vs one of your kids. Long story short, all states require trucking operators to carrier a minimum auto liability limit of $750,000 just in case the worst case scenario happens. It's best to be prepared.
Recommended coverages for agriculture haulers truck insurance
We can tailor an insurance package to your needs, anything from liability only to get you on the road, to full coverage.
Other common trucking operations
We can insure almost any type of commercial truck out there. Below is the most common we see. If you don’t see the business class you are interested in, give us a call.
States we can offer agriculture haulers truck insurance
We can help put a competitive agriculture haulers truck insurance package together for you. We write commercial auto insurance the the following states.