Did you Know?

We have a “No-Haggle / No-Hassle” quoting policy.

 

This ensures that you will receive the best quote from us. We would welcome the opportunity to earn your business and provide a range of really affordable truck insurance solutions.

Idaho Truck Insurance

Coast Transport Insurance Service is an independent insurance agency with more than 40 years of experience serving the transportation industry.  You don’t need to settle for a general insurance agency when you can work with an insurance agency that specializes in Idaho truck insurance.  We know the trucking industry inside and out, and can help you find the best insurance policy to fit your needs at an affordable price.

We know that saving money on insurance is important, but you also need confidence that your policy and agency are behind you. That’s why Coast Transport only works with the “A rated” insurance companies. We offer competitive Idaho truck insurance rates for truckers.

We too are a small business and understand putting your customers first is important.  You will talk to a real Idaho truck insurance agent and get honest feedback about your truck insurance needs.  When it comes to getting a quote, we understand you don’t have weeks.  That is why we strive to get you a quote back within 24 hours, sometimes even the same day that you called.

For a free, no-obligation Idaho truck insurance quote, give us a call or click

Idaho truck insurance questions for truckers

Idaho truck insurance auto liability limit is $750,000. There are a lot of factors that go into a Idaho truck insurance rate.  This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few. 

Semi truck insurance is under the umbrella of commercial auto.  Idaho require a minimum auto liability limit of $750,000 to be considered legal.  Other coverages are available and may be required from your broker.  This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.

The main reason Idaho truck insurance can be expensive is due to the potential impact or damage the vehicle can cause.  Hence, why the Idaho requires semi truck operator to carrier a minimum auto liability limit of $750,000.

Idaho truck insurance filings for truckers

Having a Idaho truck insurance policy and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Idaho Transportation Department (ITD) and Federal Motor Carrier Safety Administration (FMCSA).  The ITD and FMCSA both require insurance filings and/or endorsements on your truck insurance policy.  We can make sure you get the correct insurance coverages to stay in compliance in Idaho and the federal government.

The BMC-91 filing – Public liability insurance (bodily injury/property damage/environmental restoration)

  • Freight:–$750,000 – $5,000,000, depending on commodities transported; $300,000 for non-hazardous freight moved only in vehicles weighing under 10,001 lbs.

An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.

A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.

Form E is not required in all states.

Form H filing guarantees you have sufficient Cargo Liability insurance

Form H is not required in all states.

Idaho Truck Insurance

Idaho truck insurance coverages we can write

We can design a Idaho truck insurance package to your needs. This can range from full coverage to liability only.  Our goal is to get you on the road as quickly as possible.

Idaho truck insurance we can write

We can insure almost any type of commercial truck out there.  Below are the most common we see.  If you are looking for something very specific, give us a call, we are here to help.

Idaho Truck Insurance

We can write Idaho truck insurance in all areas

No matter what city you operate from, we can help put a competitive Idaho truck insurance package together for you.  We can write your trucking business in all cities, including…

We can also offering truck insurance to the neighboring states: Nevada, Oregon, Utah and Washington State.

Your business is your own

You may be new to the trucking industry or possibly you’re a veteran of 15 years as a Motor Carrier. You might be an owner operator with a lease agreement or have a fleet of 12 trucks. You could be a long haul trucker or perhaps you don’t even leave Idaho. The point is, truck insurance rates can vary greatly from trucking company to trucking company. The hard part is to find which insurance company is offering the best coverage at a fair rate for your line of business.  This is were we shine. We can help you in finding the best insurance company for your trucking company.

Idaho Truck Insurance

Resources for Idaho Truckers

The Idaho Trucking Association advocates, promotes and defends Idaho’s trucking industry.

Idaho Transportation Department oversees Idaho’s infrastructure mainly roads, underpasses and highways.

Idaho Department of Insurance is the regulatory body that oversees the Idaho’s insurance industry.

Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States.  Their job is to keep our roads and highways safe.

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