Dump truck Insurance Yuma, AZ
Coast Transport Insurance Service is an independent insurance agency with more than 40 years of experience serving the transportation industry. You don’t need to settle for a general insurance agency when you can work with an insurance agency that specializes in dump truck insurance for truckers in Yuma, AZ. We know the dump trucking industry inside and out, and can help you find the best insurance policy to fit your needs at an affordable price.
We know that saving money on insurance is important, but you also need confidence that your policy and agency are behind you. That’s why Coast Transport works with the A+ rated insurance companies out there. We offer competitive dump truck insurance rates for residents in Yuma, AZ.
We too are a small business and understand putting your customers first is important. You will talk to a real truck insurance agent and get honest feedback about your dump truck insurance questions. When it comes to getting a quote, we understand you don’t have weeks. That is why we strive to get you a quote back within 24 hours, sometimes even the same day that you called.
Dump truck insurance Yuma, AZ questions
What is Yuma, AZ dump truck auto liability limit ?
Dump truck insurance in Yuma, AZ auto liability limit for big rigs is $750,000. There are a lot of factors that go into a dump truck insurance rate. This includes, type of dump truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few. The best way to get a ball park, is to give an insurance agent a call.
What kind of dump truck insurance Yuma, AZ ?
Dump truck insurance is under the umbrella of commercial auto. Dump truck insurance in Yuma, AZ require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is dump truck insurance so expensive in Yuma, AZ?
The main reason dump truck insurance Yuma, AZ can be expensive is due to the potential impact or damage the vehicle can cause. Hence, why the Arizona requires dump truck operator to carrier a minimum auto liability limit of $750,000.
Dump truck insurance filings for Arizona truckers
Having a dump truck insurance policy in Yuma, AZ and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Arizona Department of Transportation (AZDOT) and Federal Motor Carrier Safety Administration (FMCSA). The AZDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with Arizona and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.
Form E is not required in all states.
Dump Truck insurance coverages we can write in Yuma, AZ
We can tailor a dump truck insurance package in Yuma, AZ to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.
Truck Specific Coverages
Towing Specific Coverages
Specialty Truck Coverages
Dump truck insurance we can write in Yuma, AZ
We can insure almost any commercial truck type out there. Below are the most common we see. If you need a quote on something not listed below, give us a call. We would be happy to help and if we can, we can point you in the right direction.
We can write Dump truck insurance in other cities in Arizona
No matter what city you reside, we can help put a competitive dump truck insurance package together for you. We can insure all area’s around Yuma, including…
Resources for Yuma Truckers
The Arizona Trucking Association advocates, promotes and defends Arizona’s trucking industry.
The Arizona Department of Transportation oversees Arizona’s infrastructure mainly roads, underpasses and highways.
Arizona Department of Insurance is the regulatory body that oversees the Arizona’s insurance industry.
Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States. Their job is to keep our roads and highways safe.
Your Business is your own
You may be new to the trucking industry or possibly you’re a veteran of 15 years as a Motor Carrier. You might be an owner operator with a lease agreement or have a fleet of 12 trucks. You could be a long haul trucker or perhaps you don’t even leave Yuma City limits. The point is, truck insurance rates can vary greatly from trucking company to trucking company. The hard part is to find which insurance company is offering the best coverage at a fair rate for your line of business. This is were we shine. We can help you in finding the best insurance company for your trucking company.