Dump Truck Insurance Washington State

Coast Transport Insurance Service is an independent insurance agency with more than 40 years of experience serving the transportation industry.  You don’t need to settle for a general insurance agency when you can work with an insurance agency that specializes in dump truck insurance in Washington.  We know the trucking industry inside and out, and can help you find the best insurance policy to fit your needs at an affordable price.

We know that saving money on insurance is important, but you also need confidence that your policy and agency are behind you. That’s why Coast Transport works with the A+ rated insurance companies out there. We offer competitive dump truck insurance rates for Washington truckers.

We too are a small business and understand putting your customers first is important.  You will talk to a real truck insurance agent and get honest feedback about your truck insurance questions.  When it comes to getting a quote, we understand you don’t have weeks.  That is why we strive to get you a quote back within 24 hours, sometimes even the same day that you called.

Give us a CALL or CLICK for a quality, no obligation dump truck insurance quote.

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Dump truck insurance Washington State questions

Washington State auto liability limit for dump truck insurance is $750,000. There are a lot of factors that go into a big rig truck insurance rate.  This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few. 

Dump truck insurance is under the umbrella of commercial auto.  Washington State require a minimum auto liability limit of $750,000 to be considered legal.  Other coverages are available and may be required from your broker.  This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.

The main reason dump truck insurance can be expensive is due to the potential impact or damage the vehicle can cause.  Hence, why the Washington State requires dump truck operator to carrier a minimum auto liability limit of $750,000.

Dump truck insurance filings for Washington truckers

Having dump truck insurance and being legal are two different things.  You want to make sure your trucking company is following the rules and regulations of the Washington State Department of Transportation (WSDOT) and Federal Motor Carrier Safety Administration (FMCSA).  The WSDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy.  We can make sure you get the correct insurance coverages to stay in compliance with Washington State and the federal government regulations.

The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.

An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.

A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.

Form E is not required in all states.

Form H filing guarantees you have sufficient Cargo Liability insurance

Form H is not required in all states.

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Truck insurance coverages we can write in Washington State

We can tailor a dump truck insurance package to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.

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Dump truck insurance we can write in Washington State

We can insure almost any type of dump truck out there.  Below are the most common we see.  If you are looking for something very specific, give us a call, we are here to help.

We can write truck insurance in all cities in Washington State

No matter what city you reside, we can help put a competitive dump truck insurance package together for you.  We can help all area’s in Washington State, including…

We can also offering commercial truck insurance to the neighboring states: Idaho and Oregon.

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Resources for Washington State Truckers

The Washington Stat Trucking Association advocates, promotes and defends Washington’s State trucking industry.

The Washington State Department of Transportation oversees Washington’s infrastructure mainly roads, underpasses and highways.

The Washington state Office of the Insurance Commissioner is the regulatory body that oversees the Washington’s insurance industry.

Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States.  Their job is to keep our roads and highways safe.

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