Dump truck Insurance Denver, CO
Coast Transport Insurance Service is an independent insurance agency with more than 40 years of experience serving the transportation industry. You don’t need to settle for a general insurance agency when you can work with an insurance agency that specializes in dump insurance in Denver, CO. We know the trucking industry inside and out, and can help you find the best insurance policy to fit your needs at an affordable price.
We know that saving money on insurance is important, but you also need confidence that your policy and agency are behind you. That’s why Coast Transport works with the A+ rated insurance companies out there. We offer competitive dump truck insurance rates for residents in Denver, CO.
We too are a small business and understand putting your customers first is important. You will talk to a real dump truck insurance agent and get honest feedback about your truck insurance questions. When it comes to getting a quote, we understand you don’t have weeks. That is why we strive to get you a quote back within 24 hours, sometimes even the same day that you called.
Give us a CALL or CLICK for a quality, no obligation dump truck insurance quote in Denver, CO.
Dump truck insurance Denver, CO questions for truckers
What is Denver, CO dump truck auto liability limit ?
Dump truck insurance in Denver, CO auto liability limit for big rigs is $750,000. There are a lot of factors that go into a dump truck insurance rate. This includes, type of dump truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few.
What kind of insurance do i need for a dump truck in Denver, CO?
Dump truck insurance is under the umbrella of commercial auto. Dump truck insurance in Denver, CO require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is dump truck insurance so expensive in Denver, CO?
The main reason dump truck insurance Denver, CO can be expensive is due to the potential impact or damage a dump truck can cause. Hence, why the Colorado requires dump truck operator to carrier a minimum auto liability limit of $750,000.
Dump truck insurance filing for Colorado truckers
Having a dump truck insurance policy in Denver, CO and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Colorado Department of Transportation (CDOT) and Federal Motor Carrier Safety Administration (FMCSA). The CDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with Colorado and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.
Form E is not required in all states.
Form H filing guarantees you have sufficient Cargo Liability insurance
Form H is not required in all states.
Dump truck insurance coverages we can write in Denver, CO
We can tailor a dump truck insurance package in Denver, CO to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.
Liability Coverages
- Auto Liability
- General Liability
- Bobtail Liability
- Non-Trucking Liability
- Uninsured Motorist
Vehicle Coverages
- Physical Damage
- Collision
- Comprehensive
- Fire and Theft with CAC
Truck Specific Coverages
- Motor Truck Cargo
- Motor Truck General Liability
- Trailer Interchange
- Rental Reimbursement with Downtime
Driver Coverages
- Medical Payments
- Personal Injury Protection
Towing Specific Coverages
- Garagekeepers Legal Liability
- On-Hook Towing
Specialty Truck Coverages
- Any Auto
- Hired Auto
- Non-Owned Auto
Truck insurance we can write in Denver, CO
We can insure almost any commercial truck type out there. Below are the most common we see.
- Auto Haulers
- Agriculture Haulers
- Box Trucks
- Bulk Cement Haulers
- Dump Trucks
- General Freight Haulers
- Heavy Machinery Haulers
- Hot Shot Trucks
- Livestock Haulers
- Logging Trucks
- Produce Haulers
- Tow Trucks
We can write dump truck insurance in other cities in Colorado
No matter what city you reside, we can help put a competitive dump truck insurance package together for you. We can help all area’s around Denver, Including…
- Englewood
- Fort Collins
- Fort Lupton
- Golden
- Grand Junction
- Greeley
- Henderson
- Lakewood
- Littleton
- Longmont
- Loveland
- Montrose
- Parker
- Peyton
- Pubelo
- Rifle
- Thornton
- Westminster
Resources for Denver Truckers
Colorado Motor Carrier Association (CMCA)
The Colorado Motor Carrier Association advocates, promotes and defends Colorado‘s trucking industry.
Colorado Department of Transportation (CDOT)
The Colorado Department of Transportation oversees Colorado‘s infrastructure mainly roads, underpasses and highways.
Colorado Department of Regulatory Agencies (DORA)
Colorado Department of Regulatory Agencies is the regulatory body that oversees the Colorado ‘s insurance industry.
Federal Motor Carrier Safety Administration (FMCSA)
Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States. Their job is to keep our roads and highways safe.