Utah is the 13th-largest by area; with a population over three million, it is the 30th-most-populous and 11th-least-densely populated.
Beginning in the early 20th century, with the establishment of such national parks as Bryce Canyon National Park and Zion National Park, Utah became known for its natural beauty. Southern Utah became a popular filming spot for arid, rugged scenes featured in the popular mid-century western film genre.
Commercial Truck Insurance Utah
Just like Utah. Coast Transport Insurance Service has a rich history of being an independent insurance agency with more than 40 years of experience serving the transportation industry. You don’t have to work with a generic insurance company when you can partner with a company that specialized in commercial truck insurance in Utah. We understand the trucking business and can assist you in finding the appropriate insurance coverage for your needs at a reasonable price.
We understand that saving money on insurance is vital, but you also need to feel confident in your policy and agency. That is why Coast Transport only works with insurance firms that have an A+ rating. For Utah truckers, we provide affordable commercial truck insurance.
We, too, are a small business that understands the importance of putting your customers first. You’ll speak with a live truck insurance representative and receive candid answers to your truck insurance inquiries. We recognize you don’t have weeks when it comes to receiving a quote. That is why we attempt to provide you with a quotation within 24 hours, if not the same day you contact.
For a free, no-obligation commercial truck insurance quote in Utah, give us a call or click.

Commercial truck insurance Utah questions for truckers
What is Utah's big rig auto liability limit ?
Utah auto liability limit for big rigs is $750,000. There are a lot of factors that go into a big rig truck insurance rate. This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few.
What kind of insurance do i need for a semi truck in Utah ?
Semi truck insurance is under the umbrella of commercial auto. Utah require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is truck insurance so expensive in Utah ?
The main reason truck insurance can be expensive is due to the potential impact or damage the vehicle can cause. Hence, why the Utah requires semi truck operator to carrier a minimum auto liability limit of $750,000.
Commercial truck insurance filings for Utah truckers
Having a commercial truck insurance and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Utah Department of Transportation (UDOT) and Federal Motor Carrier Safety Administration (FMCSA). The UDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with Utah and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
Form H filing guarantees you have sufficient Cargo Liability insurance
Form H is not required in all states.

Truck insurance coverages we can write in Utah
We can tailor a commercial truck insurance package to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.
Liability Coverages
- Auto Liability
- General Liability
- Bobtail Liability
- Non-Trucking Liability
- Uninsured Motorist
Vehicle Coverages
- Physical Damage
- Collision
- Comprehensive
- Fire and Theft with CAC
Truck Specific Coverages
- Motor Truck Cargo
- Motor Truck General Liability
- Trailer Interchange
- Rental Reimbursement with Downtime
Driver Coverages
- Medical Payments
- Personal Injury Protection
Towing Specific Coverages
- Garagekeepers Legal Liability
- On-Hook Towing
Specialty Truck Coverages
- Any Auto
- Hired Auto
- Non-Owned Auto

Commercial truck insurance we can write in Utah
We can insure almost any type of commercial truck out there. Below are the most common we see. If you are looking for something very specific, give us a call, we are here to help.
- Auto Haulers
- Agriculture Haulers
- Box Trucks
- Bulk Cement Haulers
- Dump Trucks
- General Freight Haulers
- Heavy Machinery Haulers
- Hot Shot Trucks
- Intermodal Insurance
- Livestock Haulers
- Log Truck Insurance
- Produce Haulers
- Tow Trucks
We can write truck insurance in all cities in Utah
No matter what city you reside, we can help put a competitive commercial truck insurance package together for you. We can help all area’s in Utah, including…
- American Fork
- Bluffdale
- Cedar City
- Draper
- Layton
- Lehi
- Lindon
- Logon
- Midvale
- Murray
- South Jordan
- Spanish Fork
- Springville
- Taylorsville
- Tooele
- Tremonton
- Vernal
- Washington
- West Jordan
- West Valley City
We can also offering commercial auto insurance to the neighboring states: Arizona, Colorado, Idaho, New Mexico and Nevada.
Your Business is your own
You may be new to the trucking industry or possibly you’re a veteran of 15 years as a Motor Carrier. You might be an owner operator with a lease agreement or have a fleet of 12 trucks. You could be a long haul trucker or perhaps you don’t even leave Utah. The point is, truck insurance rates can vary greatly from trucking company to trucking company. The hard part is to find which insurance company is offering the best coverage at a fair rate for your line of business. This is were we shine. We can help you in finding the best insurance company for your trucking company.
Truck Insurance Companies in Utah
Did you know there are approx. 164 truck insurance companies in Utah with state filings on truckers. The top 10 insurance companies insure approx. 73.7% of all trucking companies that need filings in Utah. If you are looking for help finding coverage or would like to explore a new insurance company, we would be glad to help.
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UNITED FINANCIAL CASUALTY COMPANY 39.1%
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GREAT WEST CASUALTY CO. 15.6%
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EASTERN ATLANTIC INSURANCE COMPANY 4.6%
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SENTRY SELECT INSURANCE COMPANY 4.0%
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NORTHLAND INSURANCE COMPANY 4.0%
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FARM BUREAU PROPERTY & CASUALTY INSURANCE 1.6%
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LANCER INSURANCE COMPANY 1.4%
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EMPLOYERS MUTUAL CASUALTY CO. 1.3%
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ZURICH AMERICAN INSURANCE COMPANY 1.1%
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NATIONAL CASUALTY COMPANY 1.1%
Analysis performed by Coast in 11/2021 from data gathered from FMCSA.DOT.GOV. Data is to be used as informational purposes and does not constitute professional or legal advice.

Resources for Utah Truckers
Utah Trucking Association (UTA)
The Utah Trucking Association advocates, promotes and defends Utah’s trucking industry.
Utah Department of Transportation (UDOT)
The Utah Department of Transportation oversees Utah’s infrastructure mainly roads, underpasses and highways.
Utah Insurance Department
Utah Insurance Department is the regulatory body that oversees the Utah’s insurance industry.
Federal Motor Carrier Safety Administration (FMCSA)
Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States. Their job is to keep our roads and highways safe.