Commercial Truck Insurance Sacramento, CA
Coast Transport Insurance Service is an independent insurance agency with more than 40 years of experience serving the transportation industry. You don’t need to settle for a general insurance agency when you can work with an insurance agency that specializes in commercial insurance for truckers in Sacramento, CA. We know the trucking industry inside and out, and can help you find the best insurance policy to fit your needs at an affordable price.
We know that saving money on insurance is important, but you also need confidence that your policy and agency are behind you. That’s why Coast Transport works with the A+ rated insurance companies out there. We offer competitive commercial truck insurance rates for residents in Sacramento, CA.
We too are a small business and understand putting your customers first is important. You will talk to a real truck insurance agent and get honest feedback about your truck insurance questions. When it comes to getting a quote, we understand you don’t have weeks. That is why we strive to get you a quote back within 24 hours, sometimes even the same day that you called.
Give us a CALL or CLICK for a quality, no obligation quote for commercial truck insurance in Sacramento, CA
Commercial truck insurance Sacramento, CA questions
What is California's big rig auto liability limit?
Commercial truck insurance in Sacramento, CA auto liability limit for big rigs is $750,000. There are a lot of factors that go into a big rig truck insurance rate. This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few.
What kind of insurance do i need for a semi truck in California?
Semi truck insurance is under the umbrella of commercial auto. Commercial truck insurance in Sacramento, CA require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is truck insurance so expensive in California ?
The main reason commercial truck insurance in Sacramento, CA can be expensive is due to the potential impact or damage the vehicle can cause. Hence, why the California requires semi truck operator to carrier a minimum auto liability limit of $750,000.
Commercial truck insurance filings for California truckers
Having a commercial truck insurance policy in Sacramento, CA and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the California Department of Transportation (Caltrans) and Federal Motor Carrier Safety Administration (FMCSA). The Caltrans and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with California and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
MCP-65 filing is a certificate of insurance that must be sent to the California DMV as proof that your auto liability limit meet the minimum requirement of $750,000.
The MCP-65 filing has to come directly from the insurance company.
Truck insurance coverages we can write in Sacramento, CA
We can tailor a commercial truck insurance package in Sacramento, CA to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.
Truck Specific Coverages
Towing Specific Coverages
Specialty Truck Coverages
Commercial truck insurance we can write in Sacramento, CA
We can insure almost any commercial truck type out there. Below are the most common we see.
We can write truck insurance in other cities in California
No matter what city you reside, we can help put a competitive commercial truck insurance package together for you. We can help all area’s around Sacramento, including…
Resources for Sacramento Truckers
The California Trucking Association advocates, promotes and defends California’s trucking industry.
The California Department of Transportation oversees California’s infrastructure mainly roads, underpasses and highways.
California Department of Insurance is the regulatory body that oversees the California insurance industry.
Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States. Their job is to keep our roads and highways safe.