Pennsylvania is the 33rd-largest state by area, and the 5th-most populous state with a total population of 13,011,844 according to the most recent official U.S. Census count in 2020. It is the 9th-most densely populated of the 50 states.
The state was founded in 1681 as a consequence of a royal land gift to William Penn, the son of the state’s namesake, and was one of the thirteen original foundation states of the United States. The Colony of New Sweden, which included parts of Pennsylvania (along the Delaware River) and the present-day State of Delaware, was established earlier. On December 12, 1787, it became the second state to approve the United States Constitution.
Commercial Truck Insurance Pennsylvania
Just like Pennsylvania. Coast Transport Insurance Service has a rich history of being an independent insurance agency with more than 40 years of experience serving the transportation industry. You don’t have to work with a generic insurance company when you can partner with a company that specialized in commercial truck insurance in Pennsylvania. We understand the trucking business and can assist you in finding the appropriate insurance coverage for your needs at a reasonable price.
We understand that saving money on insurance is vital, but you also need to feel confident in your policy and agency. That is why Coast Transport only works with insurance firms that have an A+ rating. For Pennsylvania truckers, we provide affordable commercial truck insurance.
We, too, are a small business that understands the importance of putting your customers first. You’ll speak with a live truck insurance representative and receive candid answers to your truck insurance inquiries. We recognize you don’t have weeks when it comes to receiving a quote. That is why we attempt to provide you with a quotation within 24 hours, if not the same day you contact.
Commercial truck insurance Pennsylvania questions for truckers
What is Pennsylvania's big rig auto liability limit ?
Pennsylvania's auto liability limit for big rigs is $750,000. There are a lot of factors that go into a big rig truck insurance rate. This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few.
What kind of insurance do i need for a semi truck in Pennsylvania ?
Semi truck insurance is under the umbrella of commercial auto. Pennsylvania require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is truck insurance so expensive in Pennsylvania ?
The main reason truck insurance can be expensive is due to the potential impact or damage the vehicle can cause. Hence, why the Pennsylvania requires semi truck operator to carrier a minimum auto liability limit of $750,000.
Commercial truck insurance filings for Pennsylvania truckers
Having commercial truck insurance and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Pennsylvania Department of Transportation (PennDOT) and Federal Motor Carrier Safety Administration (FMCSA). The PennDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with Pennsylvania and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.
Form E is not required in all states.
Form H filing guarantees you have sufficient Cargo Liability insurance
Form H is not required in all states.
Truck insurance coverages we can write in Pennsylvania
We can tailor a commercial truck insurance package to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.
Truck Specific Coverages
Towing Specific Coverages
Specialty Truck Coverages
Commercial truck insurance we can write in Pennsylvania
We can insure almost any type of commercial truck out there. Below are the most common we see. If you are looking for something very specific, give us a call, we are here to help.
We can write truck insurance in all cities in Pennsylvania
No matter what city you reside, we can help put a competitive commercial truck insurance package together for you. We can help all area’s in Pennsylvania, including…
Resources for Pennsylvania Truckers
Pennsylvania Motor Truck Association advocates, promotes and defends Pennsylvania’s trucking industry.
Pennsylvania Department of Transportation oversees Pennsylvania’s infrastructure mainly roads, underpasses and highways.
Pennsylvania Insurance Department is the regulatory body that oversees the Pennsylvania’s insurance industry.
Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States. Their job is to keep our roads and highways safe.