Oregon is the ninth largest and 27th most populous U.S. state.
For at least 15,000 years, humans have lived in what is now Oregon. The territory has been mentioned in written history since the 16th century. During the 18th and 19th centuries, European powers—and subsequently the United States—fought over control of the territory until 1846, when the United States and the United Kingdom agreed to divide it. On February 14, 1859, Oregon became the 33rd state of the U.S.
Commercial Truck Insurance Oregon
Just like Oregon. Coast Transport Insurance Service has a rich history of being an independent insurance agency with more than 40 years of experience serving the transportation industry. You don’t have to work with a generic insurance company when you can partner with a company that specialized in commercial truck insurance in Oregon. We understand the trucking business and can assist you in finding the appropriate insurance coverage for your needs at a reasonable price.
We understand that saving money on insurance is vital, but you also need to feel confident in your policy and agency. That is why Coast Transport only works with insurance firms that have an A+ rating. For Oregon truckers, we provide affordable commercial truck insurance.
We, too, are a small business that understands the importance of putting your customers first. You’ll speak with a live truck insurance representative and receive candid answers to your truck insurance inquiries. We recognize you don’t have weeks when it comes to receiving a quote. That is why we attempt to provide you with a quotation within 24 hours, if not the same day you contact.
For a free, no-obligation commercial truck insurance quote in Oregon, give us a call or click.
Commercial truck insurance Oregon questions for truckers
What is Oregon's big rig auto liability limit ?
Oregon's auto liability limit for big rigs is $750,000. There are a lot of factors that go into a big rig truck insurance rate. This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few.
What kind of insurance do i need for a semi truck in Oregon ?
Semi truck insurance is under the umbrella of commercial auto. Oregon require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is truck insurance so expensive in Oregon ?
The main reason truck insurance can be expensive is due to the potential impact or damage the vehicle can cause. Hence, why the Oregon requires semi truck operator to carrier a minimum auto liability limit of $750,000.
Commercial truck insurance filings for Oregon truckers
Having a commercial truck insurance and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Oregon Department of Transportation (ODOT) and Federal Motor Carrier Safety Administration (FMCSA). The ODOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with Oregon and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.
Form E is not required in all states.
Form H filing guarantees you have sufficient Cargo Liability insurance
Form H is not required in all states.
Truck insurance coverages we can write in Oregon
We can tailor a commercial truck insurance package to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.
Liability Coverages
- Auto Liability
- General Liability
- Bobtail Liability
- Non-Trucking Liability
- Uninsured Motorist
Vehicle Coverages
- Physical Damage
- Collision
- Comprehensive
- Fire and Theft with CAC
Truck Specific Coverages
- Motor Truck Cargo
- Motor Truck General Liability
- Trailer Interchange
- Rental Reimbursement with Downtime
Driver Coverages
- Medical Payments
- Personal Injury Protection
Towing Specific Coverages
- Garagekeepers Legal Liability
- On-Hook Towing
Specialty Truck Coverages
- Any Auto
- Hired Auto
- Non-Owned Auto
Commercial truck insurance we can write in Oregon
We can insure almost any type of commercial truck out there. Below are the most common we see. If you are looking for something very specific, give us a call, we are here to help.…
- Auto Haulers
- Agriculture Haulers
- Box Trucks
- Bulk Cement Haulers
- Dump Trucks
- General Freight Haulers
- Heavy Machinery Haulers
- Hot Shot Trucks
- Intermodal Insurance
- Livestock Haulers
- Log Truck Insurance
- Produce Haulers
- Tow Trucks
We can write truck insurance in all cities in Oregon
No matter what city you reside, we can help put a competitive commercial truck insurance package together for you. We can help all area’s in Oregon, including…
We can also offering commercial truck insurance to the neighboring states: California, Idaho, Nevada and Washington State.
Your Business is your own
You may be new to the trucking industry or possibly you’re a veteran of 15 years as a Motor Carrier. You might be an owner operator with a lease agreement or have a fleet of 12 trucks. You could be a long haul trucker or perhaps you don’t even leave Oregon. The point is, truck insurance rates can vary greatly from trucking company to trucking company. The hard part is to find which insurance company is offering the best coverage at a fair rate for your line of business. This is were we shine. We can help you in finding the best insurance company for your trucking company.
Truck Insurance Companies in Oregon
Did you know there are approx. 164 truck insurance companies in Oregon with state filings on truckers. The top 10 insurance companies insure approx. 75.5% of all trucking companies that need filings in Oregon. If you are looking for help finding coverage or would like to explore a new insurance company, we would be glad to help.
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PROGRESSIVE INSURANCE 44.3%
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GREAT WEST CASUALTY CO. 15.1%
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NORTHLAND INSURANCE COMPANY 5.3%
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SENTRY SELECT INSURANCE COMPANY 3.2%
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NATIONAL CASUALTY COMPANY 1.5%
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OHIO SECURITY INSURANCE COMPANY 1.5%
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WESTERN NATIONAL MUTUAL INSURANCE COMPANY 1.4%
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COUNTY MUTUAL INSURANCE CO. 1.1%
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TRUCK INSURANCE EXCHANGE 1.0%
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CANAL INSURANCE COMPANY 1.0%
Analysis performed by Coast in 11/2021 from data gathered from FMCSA.DOT.GOV. Data is to be used as informational purposes and does not constitute professional or legal advice.
Resources for Oregon Truckers
Oregon Trucking Association (OTA)
The Oregon Trucking Association advocates, promotes and defends Oregon’s trucking industry.
Oregon Department of Transportation (ODOT)
The Oregon Department of Transportation oversees Oregon’s infrastructure mainly roads, underpasses and highways.
Division of Financial Regulation (DFR)
Division of Financial Regulation is Oregon’s regulatory body that oversees the Oregon’s insurance industry.
Federal Motor Carrier Safety Administration (FMCSA)
Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States. Their job is to keep our roads and highways safe.