Commercial Truck Insurance Ogden, UT

commercial truck insurance ogden

Coast Transport Insurance Service is an independent insurance agency with more than 40 years of experience serving the transportation industry.  You don’t need to settle for a general insurance agency when you can work with an insurance agency that specializes in commercial insurance for truckers in Ogden, UT.  We know the trucking industry inside and out, and can help you find the best insurance policy to fit your needs at an affordable price.

We know that saving money on insurance is important, but you also need confidence that your policy and agency are behind you. That’s why Coast Transport works with the A+ rated insurance companies out there. We offer competitive commercial truck insurance rates for residents in Ogden, UT.

We too are a small business and understand putting your customers first is important.  You will talk to a real truck insurance agent and get honest feedback about your truck insurance questions.  When it comes to getting a quote, we understand you don’t have weeks.  That is why we strive to get you a quote back within 24 hours, sometimes even the same day that you called.  

Give us a CALL or CLICK for a quality, no obligation quote for commercial truck insurance in Ogden, UT

Commercial truck insurance Ogden, UT questions for truckers

Commercial truck insurance in Ogden, UT auto liability limit for big rigs is $750,000. There are a lot of factors that go into a big rig truck insurance rate.  This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few. 

Semi truck insurance is under the umbrella of commercial auto.  Commercial truck insurance in Ogden, UT require a minimum auto liability limit of $750,000 to be considered legal.  Other coverages are available and may be required from your broker.  This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.

The main reason commercial truck insurance in Ogden, UT can be expensive is due to the potential impact or damage the vehicle can cause.  Hence, why the Utah requires semi truck operator to carrier a minimum auto liability limit of $750,000.

Commercial truck insurance filings for Utah truckers

Having a commercial truck insurance policy in Ogden, UT and being legal are two different things.  You want to make sure your trucking company is following the rules and regulations of the Utah Department of Transportation (UDOT) and Federal Motor Carrier Safety Administration (FMCSA).  The UDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy.  We can make sure you get the correct insurance coverages to stay in compliance with Utah and the federal government regulations.

The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.

An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.

Form H filing guarantees you have sufficient Cargo Liability insurance

Form H is not required in all states.

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Truck insurance coverages we can write in Ogden, UT

We can tailor a commercial truck insurance package in Ogden, UT to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.

Liability Coverages

Vehicle Coverages

Truck Specific Coverages

Driver Coverages

Towing Specific Coverages

Specialty Truck Coverages

motor carrier insurance

Commercial truck insurance we can write in Ogden, UT

We can insure almost any commercial truck type out there.  Below are the most common we see.

We can write truck insurance in other cities in Utah

No matter what city you reside, we can help put a competitive commercial truck insurance package together for you.  We can help all area’s around Ogden including…

We can also offering commercial auto insurance to the neighboring states: Arizona, Colorado, Idaho, New Mexico and Nevada.

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Resources for Ogden Truckers

The Utah Trucking Association advocates, promotes and defends Utah’s trucking industry.

The Utah Department of Transportation oversees Utah’s infrastructure mainly roads, underpasses and highways.

Utah Insurance Department is the regulatory body that oversees the Utah’s insurance industry.

Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States.  Their job is to keep our roads and highways safe.

Your Business is your own

You may have simply just gotten your DOT Number or possibly you’re a seasoned veteran of 20 years. You might be an owner operator with a lease agreement or have a fleet of 9 trucks. You could be a long haul trucker or perhaps you don’t even leave Ogden city limits. These examples are to show you that coverages and rates can change significantly among trucking companies. The important element is to discover which insurance company is offering the best coverage at an affordable premium for your line of trucking.  This is were we do our best. We’ll assist you in finding the best insurance company for your trucking company.

Quote online or give us a call

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