Commercial Truck Insurance Manteca, CA

commercial truck insurance Manteca

Did you know?

Manteca is a city in the Central Valley of California, located 76 miles east of San Francisco. It was founded in 1861 by Joshua Cowell. Cowell claimed around 1,000 acres and built houses on what is now the corner of Main and Yosemite. In 1873, the Central Pacific Railroad laid track directly through the area. The residents wanted to refer to their new train station as “Cowell Station”, but there was already a Cowell Station near Tracy. The residents agreed to change the name of the community, choosing “Monteca” as the new name. This was misprinted as “Manteca (Spanish for lard) by the railroad, and the misspelled version was eventually accepted as the name of the town. In 1918, Manteca was incorporated as a city, and Joshua Cowell became its first mayor.

Just like Manteca, CA. Coast Transport Insurance Service has a rich history of being an independent insurance agency with more than 40 years of experience serving the transportation industry.  You don’t need to settle for a general insurance agency when you can work with an insurance agency that specializes in commercial insurance for truckers in Manteca, CA.  We know the trucking industry inside and out, and can help you find the best insurance policy to fit your needs at an affordable price.

We know that saving money on insurance is important, but you also need confidence that your policy and agency are behind you. That’s why Coast Transport works with the A+ rated insurance companies out there. We offer competitive commercial truck insurance rates for residents in Manteca, CA.

We too are a small business and understand putting your customers first is important.  You will talk to a real truck insurance agent and get honest feedback about your truck insurance questions.  When it comes to getting a quote, we understand you don’t have weeks.  That is why we strive to get you a quote back within 24 hours, sometimes even the same day that you called.  

For a free, no-obligation commercial truck insurance quote in Manteca, CA, give us a call or click.

Commercial truck insurance Manteca, CA questions

Commercial truck insurance in Manteca, CA auto liability limit for big rigs is $750,000. There are a lot of factors that go into a big rig truck insurance rate.  This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few. 

Semi truck insurance is under the umbrella of commercial auto.  Commercial truck insurance in Manteca, CA require a minimum auto liability limit of $750,000 to be considered legal.  Other coverages are available and may be required from your broker.  This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.

The main reason commercial truck insurance in Manteca, CA can be expensive is due to the potential impact or damage the vehicle can cause.  Hence, why the California requires semi truck operator to carrier a minimum auto liability limit of $750,000.

Commercial truck insurance filings for California truckers

Having a commercial truck insurance policy in Manteca, CA and being legal are two different things.  You want to make sure your trucking company is following the rules and regulations of the California Department of Transportation (Caltrans) and Federal Motor Carrier Safety Administration (FMCSA).  The Caltrans and FMCSA both require insurance filings and/or endorsements on your truck insurance policy.  We can make sure you get the correct insurance coverages to stay in compliance with California and the federal government regulations.

The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.

An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.

MCP-65 filing is a certificate of insurance that must be sent to the California DMV as proof that your auto liability limit meet the minimum requirement of $750,000. 

The MCP-65 filing has to come directly from the insurance company.

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Truck insurance coverages we can write in Manteca, CA

We can tailor a commercial truck insurance package in Manteca, CA to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.

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Commercial truck insurance we can write in Manteca, CA

We can insure almost any commercial truck type out there.  Below are the most common we see.  If you are looking for something specific, don’t hesitate to give us a call.

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Resources for Manteca Truckers

The California Trucking Association advocates, promotes and defends California’s trucking industry.

The California Department of Transportation oversees California’s infrastructure mainly roads, underpasses and highways.

California Department of Insurance is the regulatory body that oversees the California insurance industry.

Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States.  Their job is to keep our roads and highways safe.

Your Business is your own

You may have simply gotten your new authority or possibly you’re a veteran Motor Carrier. You might be an owner operator with a lease agreement or have a fleet of 14 trucks. You could be a long haul trucker or perhaps you don’t even leave Manteca city limits. These examples are to show you that coverages and premiums can change among trucking companies. The important element is to find which insurance company is offering the best coverage at an affordable rate in your line of work.  This is were we shine. We can assist you in finding the best insurance company for your trucking company.

Quote online or give us a call

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