Commercial Truck Insurance Kentucky
Kentucky as Coast Transport has a long history. Coast Transport has been an independent insurance agency for over 40 years. The insurance company you work with doesn’t have to be a general one. You can work with one that specializes in commercial truck insurance Kentucky. We know the trucking business and can help you find the right insurance for your needs at a good price.
We know that saving money on insurance is important, but you also need to be sure that you can trust your policy and the company that sells it. That’s why Coast Transport only works with insurance companies that have an A+ score. For truckers in Kentucky, we offer cheap commercial truck insurance.
We, too, are a small business that knows how important it is to put your customers first. If you have a question about truck insurance, you’ll talk to a real person and get honest answers. We know that you don’t have weeks to wait for a quote. That’s why we try to give you a quote within 24 hours, if not the same day you contact us.
A commercial truck insurance Kentucky quote is free and doesn’t require you to buy anything. You can call or click to get a quote today.

Commercial truck insurance Kentucky questions for truckers
What is Kentucky's big rig auto liability limit ?
The auto liability limit in Kentucky is $750,000 for heavy trucks. Multiple factors contribute to the cost of heavy truck insurance. This covers the kind of vehicle, its storage location, its radius, the driver's age, driving record, the truck's worth, and its dot history, to mention a few. If you are looking for more information give us a call. we would be happy to speak with you.
What kind of insurance do i need for a semi truck in Kentucky?
Commercial auto insurance covers semi trucks. To be deemed lawful in Kentucky, an auto liability limit of at least $750,000 is required. Additional coverages are available via your agent and may be required by your broker. This may include coverage for truckers' general liability, physical damage to a non-owned trailer, or motor truck cargo. If you are looking for something specific, give us a call. We would be happy to speak with you.
Why is truck insurance so expensive in Kentucky?
The primary reason truck insurance might be costly is due to the risk for collision or damage caused by the vehicle. As a result, commercial truck insurance Kentucky requires semi truck operators to have a minimum of $750,000 in vehicle liability coverage.
Commercial truck insurance filings for Kentucky truckers
Having a commercial truck insurance Kentucky and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Kentucky Department of Transportation (KYDOT) and Federal Motor Carrier Safety Administration (FMCSA). The KYDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with Kentucky and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.
Form E is not required in all states.

Truck insurance coverages we can write in Kentucky
We can customize a commercial truck insurance Kentucky program to meet your specific requirements. This might vary from comprehensive coverage to liability-only coverage. We can get you back on the road soon.
Liability Coverages
- Auto Liability
- General Liability
- Bobtail Liability
- Non-Trucking Liability
- Uninsured Motorist
Vehicle Coverages
- Physical Damage
- Collision
- Comprehensive
- Fire and Theft with CAC
Truck Specific Coverages
- Motor Truck Cargo
- Motor Truck General Liability
- Trailer Interchange
- Rental Reimbursement with Downtime
Driver Coverages
- Medical Payments
- Personal Injury Protection
Towing Specific Coverages
- Garagekeepers Legal Liability
- On-Hook Towing
Specialty Truck Coverages
- Any Auto
- Hired Auto
- Non-Owned Auto

Commercial truck insurance we can write in Kentucky
We can insure almost every sort of commercial vehicle. The following are the most often seen. If you’re searching for anything in particular, give us a call; we’re happy to assist you.
- Auto Haulers
- Agriculture Haulers
- Box Trucks
- Bulk Cement Haulers
- Dump Trucks
- General Freight Haulers
- Heavy Machinery Haulers
- Hot Shot Trucks
- Intermodal Insurance
- Livestock Haulers
- Log Truck Insurance
- Produce Haulers
- Tow Trucks

We can write truck insurance in all cities in Kentucky
Regardless of the city in which you operate, we can assist you in putting together a competitive commercial truck insurance Kentucky plan. We can assist you in any part in Kentucky, including…
- Albany
- Ashland
- Bardstown
- Bowling*
- Burlington
- Corbin
- Elizabethtown
- Flemingsburg
- Florence*
- Georgetown
- Glasgow*
- Grayson
- Henderson
- Hopkinsville
- Lexington*
- London*
- Louisville*
- Mayfield
- Monticello
- Murray
- Nicholasville*
- Owensboro*
- Paducah*
- Pikeville
- Richmond*
- Russellville
- Salyersville
- Shelbyville
- Somerset
- Walton
Your Business is your own
You may be fresh to the trucking profession or have been a Motor Carrier for 15 years. You might be an owner operator on a lease or manage a fleet of 12 vehicles. You may be a long distance trucker or you may not leave Kentucky at all. The point is that truck insurance premiums vary significantly amongst trucking companies. The difficult aspect is determining which insurance company offers the finest coverage at the most competitive price for your line of business. This is our area of strength. We can assist you in locating the most suitable insurance provider for your trucking business.
