Commercial Truck Insurance Kansas
Just like Kansas. Coast Transport Insurance Service has a rich history of being an independent insurance agency with more than 40 years of experience serving the transportation industry. You don’t have to work with a generic insurance company when you can partner with a company that specialized in commercial truck insurance in Kansas. We understand the trucking business and can assist you in finding the appropriate insurance coverage for your needs at a reasonable price.
We understand that saving money on insurance is vital, but you also need to feel confident in your policy and agency. That is why Coast Transport only works with insurance firms that have an A+ rating. For Kansas truckers, we provide affordable commercial truck insurance.
We, too, are a small business that understands the importance of putting your customers first. You’ll speak with a live truck insurance representative and receive candid answers to your truck insurance inquiries. We recognize you don’t have weeks when it comes to receiving a quote. That is why we attempt to provide you with a quotation within 24 hours, if not the same day you contact.
Commercial truck insurance Kansas questions for truckers
What is Kansas's big rig auto liability limit ?
Kansas's auto liability limit for big rigs is $750,000 There are a lot of factors that go into a big rig truck insurance rate. This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few.
What kind of insurance do i need for a semi truck in Kansas ?
Semi truck insurance is under the umbrella of commercial auto. Kansas require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is truck insurance so expensive in Kansas ?
The main reason truck insurance can be expensive is due to the potential impact or damage the vehicle can cause. Hence, why the Kansas requires semi truck operator to carrier a minimum auto liability limit of $750,000.
Commercial insurance filings for Kansas truckers
Having a commercial truck insurance and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Kansas Department of Transportation (KDOT) and Federal Motor Carrier Safety Administration (FMCSA). The KDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with Kansas and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.
Form E is not required in all states.
Form H filing guarantees you have sufficient Cargo Liability insurance
Form H is not required in all states.
Truck insurance coverages we can write in Kansas
We can tailor a commercial truck insurance package to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.
Truck Specific Coverages
Towing Specific Coverages
Specialty Truck Coverages
Commercial truck insurance we can write in Kansas
We can insure almost any type of commercial truck out there. Below are the most common we see. If you are looking for something very specific, give us a call, we are here to help.
We can write truck insurance in all cities in Kansas
No matter what city you reside, we can help put a competitive commercial truck insurance package together for you. We can help all area’s in Kansas, including…
Your Business is your own
You may be new to the trucking industry or possibly you’re a veteran of 15 years as a Motor Carrier. You might be an owner operator with a lease agreement or have a fleet of 12 trucks. You could be a long haul trucker or perhaps you don’t even leave Kansas. The point is, truck insurance rates can vary greatly from trucking company to trucking company. The hard part is to find which insurance company is offering the best coverage at a fair rate for your line of business. This is were we shine. We can help you in finding the best insurance company for your trucking company.
Truck Insurance Companies in Kansas
Did you know there are approx. 164 truck insurance companies in Kansas with state filings on truckers. The top 10 insurance companies insure approx. 74.1% of all trucking operations that need filings in Kansas. If you are looking for help finding coverage or would like to explore a new insurance company, we would be glad to help.
UNITED FINANCIAL CASUALTY COMPANY 37.7%
GREAT WEST CASUALTY CO. 15.9%
FARM BUREAU PROPERTY & CASUALTY INSURANCE COMPANY 5.7%
NORTHLAND INSURANCE COMPANY 4.7%
ACUITY, A MUTUAL INSURANCE COMPANY 2.4%
SENTRY SELECT INSURANCE COMPANY 1.9%
NATIONWIDE AGRIBUSINESS INSURANCE COMPANY 1.5%
CANAL INSURANCE CO. 1.5%
EMPLOYERS MUTUAL CASUALTY COMPANY 1.4%
WILSHIRE INSURANCE COMPANY 1.3%
Analysis performed by Coast in 11/2021 from data gathered from FMCSA.DOT.GOV. Data is to be used as informational purposes and does not constitute professional or legal advice.
Resources for Kansas Truckers
Kansas Motor Truck Association advocates, promotes and defends Kansas’s trucking industry.
Kansas Department of Transportation oversees Kansas’s infrastructure mainly roads, underpasses and highways.
Kansas Insurance Department is the regulatory body that oversees the Kansas’s insurance industry.
Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States. Their job is to keep our roads and highways safe.