Commercial Truck Insurance Illinois
Just like Illinois. Coast Transport Insurance Service has a rich history of being an independent insurance agency with more than 40 years of experience serving the transportation industry. You don’t have to work with a generic insurance company when you can partner with a company that specialized in commercial truck insurance in Illinois. We understand the trucking business and can assist you in finding the appropriate insurance coverage for your needs at a reasonable price.
We understand that saving money on insurance is vital, but you also need to feel confident in your policy and agency. That is why Coast Transport only works with insurance firms that have an A+ rating. For Illinois truckers, we provide affordable commercial truck insurance.
We, too, are a small business that understands the importance of putting your customers first. You’ll speak with a live truck insurance representative and receive candid answers to your truck insurance inquiries. We recognize you don’t have weeks when it comes to receiving a quote. That is why we attempt to provide you with a quotation within 24 hours, if not the same day you contact.
For a free, no-obligation commercial truck insurance quote in Illinois, give us a call or click.

Commercial truck insurance Illinois questions for truckers
What is Illinois's big rig auto liability limit ?
Illinois's auto liability limit for big rigs is $750,000. There are a lot of factors that go into a big rig truck insurance rate. This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few.
What kind of insurance do i need for a semi truck in Illinois ?
Semi truck insurance is under the umbrella of commercial auto. Illinois require a minimum auto liability limit of $750,000 to be considered legal. Other coverages are available and may be required from your broker. This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.
Why is truck insurance so expensive in Illinois ?
The main reason truck insurance can be expensive is due to the potential impact or damage the vehicle can cause. Hence, why the Illinois requires semi truck operator to carrier a minimum auto liability limit of $750,000.
Commercial insurance filings for Illinois truckers
Having a commercial truck insurance and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Illinois Department of Transportation (IDOT) and Federal Motor Carrier Safety Administration (FMCSA). The IDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with Illinois and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.
Form E is not required in all states.
Form H filing guarantees you have sufficient Cargo Liability insurance
Form H is not required in all states.

Truck insurance coverages we can write in Illinois
We can tailor a commercial truck insurance package to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.
Liability Coverages
- Auto Liability
- General Liability
- Bobtail Liability
- Non-Trucking Liability
- Uninsured Motorist
Vehicle Coverages
- Physical Damage
- Collision
- Comprehensive
- Fire and Theft with CAC
Truck Specific Coverages
- Motor Truck Cargo
- Motor Truck General Liability
- Trailer Interchange
- Rental Reimbursement with Downtime
Driver Coverages
- Medical Payments
- Personal Injury Protection
Towing Specific Coverages
- Garagekeepers Legal Liability
- On-Hook Towing
Specialty Truck Coverages
- Any Auto
- Hired Auto
- Non-Owned Auto

Commercial truck insurance we can write in Illinois
We can insure almost any type of commercial truck out there. Below are the most common we see. If you are looking for something very specific, give us a call, we are here to help.
- Auto Haulers
- Agriculture Haulers
- Box Trucks
- Bulk Cement Haulers
- Dump Trucks
- General Freight Haulers
- Heavy Machinery Haulers
- Hot Shot Trucks
- Intermodal Insurance
- Livestock Haulers
- Log Truck Insurance
- Produce Haulers
- Tow Trucks
We can write truck insurance in all cities in Illinois
No matter what city you reside, we can help put a competitive commercial truck insurance package together for you. We can help all area’s in Illinois, including…
- Addospm
- Arlington Heights
- Aurora
- Belleville
- Bensenville
- Bolingbrook
- Carol Stream
- Chicago
- Cicero
- Des Plaines
- Downers Grove
Illinois is a state in the Midwestern region of the United States. Of the fifty U.S. states, it has the fifth largest gross domestic product (GDP), the sixth largest population, and the 25th largest land area.
Illinois became the 21st state of the United States in 1818. Kaskaskia remained the state capital, which was housed in a tiny structure rented from the state. In 1819, Vandalia was designated as the state capital, and during the next 18 years, three unique structures were constructed to serve as the capitol. Under the leadership of state representative Abraham Lincoln, Sangamon County politicians succeeded in having the capital transferred to Springfield, where a fifth capitol building was built, in 1837. In 1867, a sixth capital building was built, which is still used as the state capitol today.

Resources for Illinois Truckers
Illinois Trucking Association (ITA)
The Illinois Trucking Association advocates, promotes and defends Illinois’s trucking industry.
Illinois Department of Transportation (IDOT)
Illinois Department of Transportation oversees Illinois’s infrastructure mainly roads, underpasses and highways.
Illinois Department of Insurance (IDO)
Illinois Department of Insurance is the regulatory body that oversees the Illinois’s insurance industry.
Federal Motor Carrier Safety Administration (FMCSA)
Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States. Their job is to keep our roads and highways safe.