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Houston is named after former General Sam Houston, who was president of the Republic of Texas and had won Texas’ independence from Mexico at the Battle of San Jacinto

Commercial Truck Insurance Houston, TX

commercial truck insurance houston

Coast Transport Insurance Service, like Houston, Texas, has a long history of serving the transportation industry as an independent insurance company for over 40 years.

When it comes to commercial insurance for truck drivers in Houston, Texas, you don’t have to deal with a general insurance agency. We know the trucking industry thoroughly and can help you choose the best cost-effective insurance plan for your needs.

However, saving money on insurance isn’t the only factor to consider while making a decision. Because of this, Coast Transport only works with A+ rated insurance companies. Residents of Houston, Texas, may get commercial truck insurance from us at a low cost.

Small businesses, like ours, understand the importance of putting your clients first. With a real truck insurance agent on the line, you’ll receive straight answers to your truck insurance questions. To get a quote, we know that waiting weeks is not an option. As a result, we make every effort to reply to your request for a quote within 24 hours, if not the same day.

Houston, TX business truck insurance quotes are available via phone or online.

You are not required to deal with a general insurance agency when you may work with an insurance firm that specializes in commercial insurance for truck drivers in Houston, Texas. We understand the trucking business through and out and can assist you in locating the most cost-effective insurance package to meet your requirements.

We understand that saving money on insurance is important, but you also need to have trust in your policy and agency. That is why Coast Transport partners with only the best A+ rated insurance carriers. We provide affordable commercial truck insurance to residents of Houston, Texas.

We, too, are a small company and understand how critical it is to put your customers first. You’ll speak with a genuine truck insurance agent and get candid input on your truck insurance concerns. When it comes to obtaining a quotation, we recognize that weeks are not an option. That is why we attempt to respond to your request for a quotation within 24 hours, and in certain cases, the same day you contact.

Call or CLICK to get a free, no-obligation quotation for commercial truck insurance in Houston, TX.

Commercial truck insurance Houston, TX questions for truckers

Commercial truck insurance in Houston, TX has a $750,000 liability limit for large trucks. Numerous variables contribute to the cost of large rig truck insurance. This covers the kind of vehicle, its storage location, its radius, the driver's age, driving record, the truck's worth, and its dot history, to mention a few.

Semi truck insurance is under the umbrella of commercial auto.  Commercial truck insurance in Houston, TX require a minimum auto liability limit of $750,000 to be considered legal.  Other coverages are available and may be required from your broker.  This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.

The main reason commercial truck insurance in Houston, TX can be expensive is due to the potential impact or damage the vehicle can cause.  Hence, why the Texas requires semi truck operator to carrier a minimum auto liability limit of $750,000.

Commercial truck insurance filings for Texas truckers​

The two things are not the same. Having commercial truck insurance in Houston, Texas, and being legal are two different things. 
There are lot of rules and regulations that your trucking company must follow. You want to make sure that your company is following them (FMCSA). 
The TxDot and the FMCSA both want you to make insurance filings and add endorsements to your truck insurance policy. 
We can help you make sure you have the right insurance coverages to stay in line with the rules in Texas and the United States.

The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.

An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.

A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.

Form E is not required in all states.

Form H filing guarantees you have sufficient Cargo Liability insurance

Form H is not required in all states.

truck insurance

Truck insurance coverages we can write in Houston, TX

We can tailor a commercial truck insurance package in Houston, TX to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible

Liability Coverages

Vehicle Coverages

Truck Specific Coverages

Driver Coverages

Towing Specific Coverages

Specialty Truck Coverages

motor carrier insurance

Commercial truck insurance we can write in Houston, TX

We can insure almost any commercial truck type out there.  Below are the most common we see.

We can write truck insurance in other cities in Texas

No matter what city you reside, we can help put a competitive commercial truck insurance package together for you.  We can help all area’s around Houston including…

We can also offering commercial auto insurance to the neighboring states: Arkansas, New Mexico and Oklahoma.

truck insurance

Resources for Houston Truckers

The Texas Trucking Association advocates, promotes and defends Texas’s trucking industry.

The Texas Department of Transportation oversees Texas’s infrastructure mainly roads, underpasses and highways.

Texas Department of Insurance is the regulatory body that oversees the Texas’s insurance industry.

Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States.  Their job is to keep our roads and highways safe.

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