Did you Know?

Although a considerable number of individuals moved to Fresno, CA, it was not formally established until the late 1860s, and the city was incorporated in 1872. The city was built in a region densely forested with white ash trees. Fresno is a Spanish word that meaning “ash tree.”

Commercial Truck Insurance Fresno, CA

commercial truck insurance fresno

Coast Transport Insurance Service is an independent insurance agency that has been around for a long time, just like Fresno, California. We’ve been helping the transportation industry for more than 40 years. You don’t have to work with a general insurance agency in Fresno, CA. You can work with one that specializes in commercial truck insurance for Fresno, CA truckers. We know how the trucking business works and can help you find the best insurance coverage for your needs at a price you can afford.

We know how important it is to save money on insurance, but you also need to know that your policy and insurance agency are on your side. Because of this, Coast Transport only works with insurance companies that have an A+ rating. We provide competitive commercial truck insurance rates to Fresno, CA residents.

We are also a small business that knows how important it is to put the customer first. You’ll talk to a real truck insurance agent and get honest answers to any questions you have about truck insurance. We know you don’t have weeks to wait for a price quote. Because of this, we try to give you an estimate within 24 hours, if not the same day you contact us.

Give us a CALL or CLICK for a free, no-obligation quote on Fresno, CA commercial truck insurance.

Commercial truck insurance Fresno, CA questions

The motor liability limit for large trucks for commercial truck insurance in Fresno, CA is $750,000. A large rig truck insurance premium is determined by a variety of criteria. This includes, to mention a few, the kind of vehicle, the storage location, the radius, the age of the driver, the driving record, the value of the truck, and the dot history.

Commercial auto insurance includes semi truck insurance. To be considered legal, commercial truck insurance in Fresno, CA must have a minimum auto liability limit of $750,000. Other coverages are available, and your broker may be required to provide them. Truckers general liability, physical damage coverage on a non-owned trailer, and motor truck cargo coverage are examples of such coverage.

The main reason commercial truck insurance in Fresno, CA can be expensive is due to the potential impact or damage the vehicle can cause.  Hence, why the California requires semi truck operator to carrier a minimum auto liability limit of $750,000.

Commercial truck insurance filings for California truckers

Having a commercial truck insurance policy in Fresno, CA and being legal are two different things.  You want to make sure your trucking company is following the rules and regulations of the California Department of Transportation (Caltrans) and Federal Motor Carrier Safety Administration (FMCSA).  The Caltrans and FMCSA both require insurance filings and/or endorsements on your truck insurance policy.  We can make sure you get the correct insurance coverages to stay in compliance with California and the federal government regulations.

The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.

An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.

MCP-65 filing is a certificate of insurance that must be sent to the California DMV as proof that your auto liability limit meet the minimum requirement of $750,000. 

The MCP-65 filing has to come directly from the insurance company.

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Truck insurance coverages we can write in Fresno, CA

We can tailor a commercial truck insurance package in Fresno, CA to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.

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Resources for Fresno Truckers

The California Trucking Association advocates, promotes and defends California’s trucking industry.

The California Department of Transportation oversees California’s infrastructure mainly roads, underpasses and highways.

California Department of Insurance is the regulatory body that oversees the California insurance industry.

Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States.  Their job is to keep our roads and highways safe.

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