Bangor was founded by European Americans in the mid-nineteenth century, and its economy was focused on the timber and shipbuilding industries. Logs could be carried downstream from the North Maine Woods and processed at the city’s water-powered sawmills, then delivered from Bangor’s port to the Atlantic Ocean 30 miles downstream, and from there to any port in the world, thanks to the city’s location on the Penobscot River.
Commercial Truck Insurance Bangor, ME
Just like Bangor, ME. Coast Transport Insurance Service has a rich history of being an independent insurance agency with more than 40 years of experience serving the transportation industry. You don’t need to settle for a general insurance agency when you can work with an insurance agency that specializes in commercial insurance for truckers in Bangor, ME. We know the trucking industry inside and out, and can help you find the best insurance policy to fit your needs at an affordable price.
We understand that saving money on insurance is vital, but you also need to feel confident in your policy and agency. That is why Coast Transport only works with insurance firms that have an A+ rating. Bangor, ME residents may get affordable commercial truck insurance from us.
We too are a small business and understand putting your customers first is important. You will talk to a real truck insurance agent and get honest feedback about your truck insurance questions. When it comes to getting a quote, we understand you don’t have weeks. That is why we strive to get you a quote back within 24 hours, sometimes even the same day that you called.
Commercial truck insurance Bangor, ME questions for truckers
What is Bangor, ME big rig auto liability limit ?
The vehicle liability limit for commercial trucks in Bangor, ME is $750,000. A heavy rig truck insurance premium is determined by a variety of criteria. This includes, to mention a few, the kind of vehicle, the storage location, the radius, the age of the driver, the driving record, the value of the truck, and the dot history.
What kind of insurance do i need for a semi truck in Bangor, ME ?
Commercial auto insurance includes semi truck insurance. To be deemed legal, commercial truck insurance in Bangor, ME must have a minimum auto liability coverage of $750,000. Other coverages are available, and your broker may be compelled to provide them. Truckers general liability, physical damage coverage on a non-owned trailer, and motor truck cargo coverage are examples of such coverage.
Why is truck insurance so expensive in Bangor, ME ?
The major reason commercial truck insurance in Bangor, ME might be costly is due to the possible impact or damage caused by the vehicle. As a result, the state of Maine requires semi-truck operators to have a minimum vehicle liability coverage of $750,000.
Commercial truck insurance filings for Maine Truckers
Having a commercial truck insurance policy in Bangor, ME and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Maine Department of Transportation (MaineDOT) and Federal Motor Carrier Safety Administration (FMCSA). The MaineDot and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with Maine and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.
Form E is not required in all states.
Truck insurance coverages we can write in Bangor, ME
We can tailor a commercial truck insurance package in Bangor, ME to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.
Truck Specific Coverages
Towing Specific Coverages
Specialty Truck Coverages
Commercial truck insurance we can write in Bangor, ME
We can insure almost any commercial truck type out there. Below are the most common we see.
We can write truck insurance in other cities in Maine
No matter what city you reside, we can help put a competitive commercial truck insurance package together for you. We can help all area’s around Bangor including…
Resources for Bangor Truckers
The Maine Motor Truck Association advocates, promotes and defends Maine’s trucking industry.
The Maine Department of Transportation oversees Maine’s infrastructure mainly roads, underpasses and highways.
Maine Department of Professional and Financial Regulation / Bureau of Insurance is the regulatory body that oversees the Maine’s insurance industry.
Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States. Their job is to keep our roads and highways safe.
Your Business is your own
You might be a brand-new trucking firm or an established one. You may be a single-truck owner with a fleet of 9 trucks or a multi-truck owner. Maybe you’re a long-haul trucker, or maybe you never leave Anaheim. These examples are meant to demonstrate how coverages and charges differ significantly between trucking companies. Finding which insurance company offers the finest coverage at a reasonable price for your field of work is critical. We are at our best here. We can aid you in locating the best trucking insurance company.