Arizona Commercial Truck Insurance
Coast Transport Insurance Service has a rich history of being an independent insurance agency with more than 40 years of experience serving the transportation industry. You don’t have to work with a generic insurance company when you can partner with a company that specialized in Arizona commercial truck insurance. We understand the trucking business and can assist you in finding the appropriate insurance coverage for your needs at a reasonable price.
We understand that saving money on insurance is vital, but you also need to feel confident in your policy and agency. That is why Coast Transport only works with insurance firms that have an A+ rating. We provide affordable Arizona commercial truck insurance.
We, too, are a small business that understands the importance of putting your customers first. You’ll speak with a live truck insurance representative and receive candid answers to your truck insurance inquiries. We recognize you don’t have weeks when it comes to receiving a quote. That is why we attempt to provide you with a quotation within 24 hours, if not the same day you contact.
Arizona Commercial Truck Insurance Questions
What is Arizona's big rig auto liability limit ?
The auto liability limit in Arizona is $750,000 for heavy trucks. Multiple factors contribute to the cost of heavy truck insurance. This covers the kind of vehicle, its storage location, its radius, the driver's age, driving record, the truck's worth, and its dot history, to mention a few. If you are looking for more information give us a call. we would be happy to speak with you.
What kind of insurance do i need for a semi truck in Arizona ?
Commercial auto insurance covers semi trucks. To be deemed lawful in Arizona, an auto liability limit of at least $750,000 is required. Additional coverages are available via your agent and may be required by your broker. This may include coverage for truckers' general liability, physical damage to a non-owned trailer, or motor truck cargo. If you are looking for something specific, give us a call. We would be happy to speak with you.
Why is truck insurance so expensive in Arizona ?
The primary reason truck insurance might be costly is due to the risk for collision or damage caused by the vehicle. As a result, commercial truck insurance Arizona requires semi truck operators to have a minimum of $750,000 in vehicle liability coverage.
Arizona Commercial Truck Insurance Filings
Having an Arizona commercial truck insurance and being legal are two different things. You want to make sure your trucking company is following the rules and regulations of the Arizona Department of Transportation (AZDOT) and Federal Motor Carrier Safety Administration (FMCSA). The AZDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy. We can make sure you get the correct insurance coverages to stay in compliance with Arizona and the federal government regulations.
The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.
An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.
A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.
Form E is not required in all states.
Arizona Commercial Truck Insurance Coverages We Can Write
We can customize a Arizona commercial truck insurance program to meet your specific requirements. This might vary from comprehensive coverage to liability-only coverage. We can get you back on the road soon.
Truck Specific Coverages
Towing Specific Coverages
Specialty Truck Coverages
Arizona Commercial Truck Insurance Types We Can Insure
We can insure almost every sort of commercial vehicle. The following are the most often seen. If you’re searching for anything in particular, give us a call; we’re happy to assist you.
We Can Write Arizona Commercial Truck Insurance In All Areas
Regardless of the city in which you operate, we can assist you in putting together a competitive Arizona commercial truck insurance plan. We can assist you in any part in Arizona, including…
Arizona is the 6th largest and the 14th most populous of the 50 states. Its capital and largest city is Phoenix. Arizona shares the Four Corners region with Utah to the north, Colorado to the northeast, and New Mexico to the east; its other neighboring states are Nevada and California to the west and the Mexican states of Sonora and Baja California to the south and southwest.
Until the southern half of the Territory of New Mexico seceded from the Union to create the Territory of Arizona, what is now the state of Arizona was managed by the United States government as part of the Territory of New Mexico. The federal government of the Confederate States of America formally organized this newly established territory on Saturday, January 18, 1862, when President Jefferson Davis approved and signed An Act to Organize the Territory of Arizona, which was the first official use of the name “Territory of Arizona.”
On February 24, 1863, the federal government created a new U.S. Arizona Territory in Washington, D.C., consisting of the western half of the previous New Mexico Territory. These new limits would subsequently become the state’s foundation. Prescott, the first territory capital, was established in 1864 after a gold rush in central Arizona.
Truck Insurance Companies in Arizona
Did you know there are approx. 189 commercial truck insurance Arizona companies with state filings on truckers. The top 10 insurance companies insure approx. 77.7% of all trucking companies that need filings in Arizona. If you are looking for help finding coverage or would like to explore a new insurance company, we would be glad to help.
UNITED FINANCIAL CASUALTY COMPANY 40.7%
NORTHLAND INSURANCE COMPANY 8.9%
GREAT WEST CASUALTY CO. 8.8%
EASTERN ATLANTIC INSURANCE COMPANY 4.1%
QUALITAS INSURANCE COMPANY 4.0%
DAILY UNDERWRITERS OF AMERICA 2.8%
CANAL INSURANCE CO. 2.8%
SENTRY SELECT INSURANCE COMPANY 2.7%
WESCO INSURANCE COMPANY 1.5%
WILSHIRE INSURANCE COMPANY 1.4%
Analysis performed by Coast in 11/2021 from data gathered from FMCSA.DOT.GOV. Data is to be used as informational purposes and does not constitute professional or legal advice.
Resources for Arizona Truckers
The Arizona Trucking Association advocates, promotes and defends Arizona’s trucking industry.
The Arizona Department of Transportation oversees Arizona’s infrastructure mainly roads, underpasses and highways.
Arizona Department of Insurance is the regulatory body that oversees the Arizona’s insurance industry.
Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States. Their job is to keep our roads and highways safe.