Agriculture Truck Insurance

What Is It?

Agriculture truck insurance is a specialized type of insurance designed for those who haul fruit, vegetables, plants and livestock.


Who's It For?

  • Grain Haulers
  • Hay Haulers
  • Livestock Haulers
  • Bulk Commodity Haulers
  • Fertilizer Haulers
  • Plans, Shrubs, Trees

What Is Offered?

  • Auto Liability Coverage
  • Physical Damage Coverage
  • Motor Truck Cargo Coverage
  • Trailer Interchange
  • Unidentified Trailer Coverage
  • Truckers General Liability Coverage

Get a Quote?

Agriculture Truck Insurance in California

What is Agriculture Truck Insurance?

If you are an agriculture hauler, it is essential that you have adequate agriculture truck insurance. Without the proper insurance, you risk facing expensive and unexpected costs in the event of an accident or other unfortunate situation.  On this page, we will discuss the importance of having the right insurance for agriculture haulers, and why it is essential for the safety and security of your business. Read on to learn more about agriculture truck insurance and how to make sure you have the right coverage.

Agriculture truck insurance is a type of commercial truck insurance that is designed specifically to cover the transport of agricultural products and supplies. This coverage can help protect you from financial losses due to accidents, theft, or other covered incidents while hauling agricultural goods. Agriculture truck insurance is designed to be flexible and provide coverage tailored to meet your specific needs. It can provide protection for your cargo, vehicle, and liability in the event of an accident or loss. It can also provide coverage for legal fees should a lawsuit arise from an accident. With agriculture truck insurance, you can rest assured that your business is financially protected if an unexpected incident occurs.


What Does Agriculture Truck Insurance Cover?

Agriculture truck insurance, also known as commercial truck insurance, is a type of insurance coverage designed to protect owners and operators of agricultural vehicles. It is specifically tailored to cover the unique needs of agricultural haulers. This type of insurance typically covers the vehicle itself in case of accidents, vandalism, or theft. It can also cover other costs related to the operation of the vehicle such as repair and medical bills for any injuries that may occur on the job.

Additionally, it can provide liability protection for the driver if they are found responsible for an accident, property damage, or bodily injury resulting from their work. It is important to note that every policy is different, so be sure to check with your insurer to make sure you have adequate coverage for your specific needs.  Want to know more about truck insurance coverages? We have a page deducted to this


Who Needs Agriculture Truck Insurance?

Agriculture truck insurance is essential for any commercial trucking business that specializes in transporting agricultural goods. These businesses need to be insured in order to protect their drivers, vehicles, and cargo. They must also have coverage in order to comply with federal, state, and local laws.

Agriculture truckers are at higher risk than other commercial truck drivers due to the nature of their work. They often transport fragile items, heavy machinery, and perishable goods which can cause damage to other vehicles on the road. In addition, agricultural cargo can be vulnerable to theft or damage from environmental conditions such as hail or flooding.

Agriculture truckers must carry a variety of policies to protect themselves from potential risks associated with their line of work. This includes commercial truck insurance which covers liability, physical damage, and cargo losses. Liability coverage can help pay for damages resulting from an accident, while physical damage coverage helps to repair or replace damaged vehicles or cargo. Cargo coverage provides protection for stolen or damaged goods during transit.

Having the proper coverage is vital for any commercial trucking business that specializes in transporting agricultural goods. Investing in agriculture truck insurance can help protect drivers, vehicles, and cargo against potential risks associated with their line of work.

How Much Does Agriculture Truck Insurance Cost?

The cost of agriculture truck insurance varies greatly depending on the type of vehicle being insured and the level of coverage required. The more specialized the commercial truck insurance, the more expensive it will be. Factors such as the driver’s experience and age, the type of cargo being hauled, and the size of the truck will also affect the price. Generally speaking, commercial truck insurance policies cost more than standard auto insurance policies, with most premiums ranging between $500 and $4,000 per month. Higher premiums may be charged for vehicles that are used in hauling high-value goods, or for vehicles that travel in dangerous areas or through hazardous terrain. 


How can I Get Agriculture Truck Insurance?

If you’re an agricultural hauler, you need to make sure you have the right commercial truck insurance in place. Fortunately, it’s easy to find the coverage you need. You can purchase a commercial truck insurance policy from most major insurance companies. Alternatively, you can work with an independent insurance agent to find the right coverage for your needs.

When purchasing an agriculture truck insurance policy, it’s important to look for a policy that covers any cargo you’ll be carrying, such as crops and livestock. You’ll also want to make sure you have sufficient liability coverage in case of an accident. Finally, consider purchasing additional coverage for items like trailer interchange and non-trucking liability.
Make sure to shop around to get the best rates and coverage available.

The process of finding the right policy can be confusing, so it’s best to work with a knowledgeable agent who understands your needs and can help you find the right policy for your business. With the right commercial truck insurance in place, you can have peace of mind knowing that your business is properly protected.

Get A Quote!

Get A Quote

Explore Commercial Trucks We Can Insure

Searching for the perfect commercial truck insurance? We’ve got you covered! We insure almost all types, so give us a call and let us help you find the right one.


Need Commercial Truck Insurance in California? We've got you covered

We can customize a California commercial truck insurance program to meet your specific requirements. This might vary from comprehensive coverage to liability-only coverage. .


Need Agriculture Truck Insurance? We Cover Most States

We can write agriculture truck insurance in the following states. 


Quote online or give us a call

Scroll to Top