Kansas Commercial Truck Insurance

Coast Transport Insurance Service has a rich history of being an independent insurance agency with more than 40 years of experience serving the transportation industry.  You don’t have to work with a generic insurance company when you can partner with a company that specialized in Kansas commercial truck insurance. We understand the trucking business and can assist you in finding the appropriate insurance coverage for your needs at a reasonable price.

We understand that saving money on insurance is vital, but you also need to feel confident in your policy and agency. That is why Coast Transport only works with insurance firms that have an A+ rating. For Kansas truckers, we provide affordable commercial truck insurance.

We, too, are a small business that understands the importance of putting your customers first. You’ll speak with a live truck insurance representative and receive candid answers to your truck insurance inquiries. We recognize you don’t have weeks when it comes to receiving a quote. That is why we attempt to provide you with a quotation within 24 hours, if not the same day you contact.

For a free, no-obligation Kansas commercial truck insurance quote, give us a call or click.

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Kansas Commercial Truck Insurance Questions

Kansas's auto liability limit for big rigs is $750,000 There are a lot of factors that go into a big rig truck insurance rate.  This includes, type of truck, garaging location, radius, age of driver, driving record, value of the truck and dot history, to name a few. 

Semi truck insurance is under the umbrella of commercial auto.  Kansas require a minimum auto liability limit of $750,000 to be considered legal.  Other coverages are available and may be required from your broker.  This could include, truckers general liability, physical damage coverage on a none-owned trailer or motor truck cargo coverage.

The main reason truck insurance can be expensive is due to the potential impact or damage the vehicle can cause.  Hence, why the Kansas requires semi truck operator to carrier a minimum auto liability limit of $750,000.

Kansas Commercial Truck Insurance Filings

Having a Kansas commercial truck insurance and being legal are two different things.  You want to make sure your trucking company is following the rules and regulations of the Kansas Department of Transportation (KDOT) and Federal Motor Carrier Safety Administration (FMCSA).  The KDOT and FMCSA both require insurance filings and/or endorsements on your truck insurance policy.  We can make sure you get the correct insurance coverages to stay in compliance with Kansas and the federal government regulations.

The BMC-91 filing is a guarantees to the FMCSA that you have enough Liability insurance to cover the increased risk of transporting goods or people across state lines.

An MCS-90 is an endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if you are required to have a federal filing. The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible.

A Form E filing certifies that your Liability insurance complies with your home state’s financial responsibility laws.

Form E is not required in all states.

Form H filing guarantees you have sufficient Cargo Liability insurance

Form H is not required in all states.

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Kansas Commercial Truck Insurance Coverages We Can Write

We can tailor a Kansas  commercial truck insurance package to your needs. This can range from full coverage to liability only to get you on the road as quickly as possible.

Liability Coverages

Vehicle Coverages

Truck Specific Coverages

Driver Coverages

Towing Specific Coverages

Specialty Truck Coverages

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Kansas Commercial Truck Insurance Types We Can Insure

We can insure almost any type of commercial truck out there.  Below are the most common we see.  If you are looking for something very specific, give us a call, we are here to help.

We Can Write Kansas Commercial Truck Insurance In All Areas

No matter what city you reside, we can help put a Kansas competitive commercial truck insurance package together for you.  We can help all area’s in Kansas, including…

We can also offering commercial truck insurance to the neighboring states: Colorado, Missouri, Nebraska, Oklahoma and Wisconsin.

Your Business is your own

You may be new to the trucking industry or possibly you’re a veteran of 15 years as a Motor Carrier. You might be an owner operator with a lease agreement or have a fleet of 12 trucks. You could be a long haul trucker or perhaps you don’t even leave Kansas. The point is, truck insurance rates can vary greatly from trucking company to trucking company. The hard part is to find which insurance company is offering the best coverage at a fair rate for your line of business.  This is were we shine. We can help you in finding the best insurance company for your trucking company.

Did you know?

Kansas is bordered by Nebraska to the north; Missouri to the east; Oklahoma to the south; and Colorado to the west. Kansas is named after the Kansas River, which in turn was named after the Kansa Native Americans who lived along its banks.

Truck Insurance Companies in Kansas

Did you know there are approx. 164 truck insurance companies in Kansas with state filings on truckers.  The top 10 insurance companies insure approx. 74.1% of all trucking operations that need filings in Kansas.  If you are looking for help finding coverage or would like to explore a new insurance company, we would be glad to help.

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Resources for Kansas Truckers

Kansas Motor Truck Association advocates, promotes and defends Kansas’s trucking industry.

Kansas Department of Transportation oversees Kansas’s infrastructure mainly roads, underpasses and highways.

Kansas Insurance Department is the regulatory body that oversees the Kansas’s insurance industry.

Federal Motor Carrier Safety Administration is the regulatory body that oversees the commercial motor vehicles in the United States.  Their job is to keep our roads and highways safe.

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